David Ramirez
$269,999$299,9993 bd2 ba1,275 sqft$212 /sqft$2,229 /mo all-in ↓

609 HOLLEY STREET, BROOKSVILLE, FL, 34601

Active277 days on marketListed Oct 21, 2025MLS #TB8440232

Priced 28% below the BROOKSVILLE 34601 medianReduced $30KSingle Family ResidenceSUNSHINE TERRACE

About this home

609 HOLLEY STREET

Welcome to 609 Holley Street! A stunningly refreshed block home that blends modern comfort with timeless Brooksville charm! Whether you’re a first-time buyer, downsizer, or investor seeking strong rental potential, this one checks every box. Step inside to discover a bright, open floor plan filled with natural light and thoughtful upgrades throughout. Every detail has been reimagined; from fresh finishes to major system improvements that bring peace of mind, including a 2023 Electric Panel, 2022 HVAC, and a 2023 Shingle Roof complemented by a secondary metal roof with 28 years of life remaining (per the latest inspection report). AND the driveway was recently re-done (September 2025)! The modern kitchen showcases sleek cabinetry, stainless steel appliances, and generous counter space for everyday cooking or entertaining guests. Both bathrooms have been stylishly updated, and each bedroom offers comfort and flexibility to fit your lifestyle, whether you’re setting up a home office, guest space, or cozy retreat. Outside, the easy-care yard and quiet surroundings provide just the right balance of privacy and convenience. Best of all, you’re just minutes from Downtown Brooksville’s vibrant restaurants, boutiques, and local favorites — like Main Street Eatery, Coney Island Drive-Inn, and Greenhouse On Main — plus Hernando Parks and the Good Neighbor Trail for biking and weekend strolls. With its solid block construction, recent renovations, and prime location near all the charm and culture of Brooksville, this home is perfect for anyone looking for turn-key ease, low maintenance, and lasting value. Your next chapter — or your next great investment — begins right here on Holley Street.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,275

Sqft

0.18 ac

Lot size

2

Garage

1980

Year built

One

Levels

$212

Per sqft

City view

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Other · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Other · Split Bedroom · Thermostat
LaundryIn Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity
FacesWest
ParkingDriveway
ExteriorLighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2024)$4,320/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,229 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,229/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$149KedgeAI estimate $195,467 · range $156K$313K$325K

vs edgeAI estimate

+38.1%

$/sqft vs Brooksville actives

$212 vs $188

Days on market

277 vs 45 typical

Where $212/sqft sits among the 400 Brooksville actives

107
134
74 · this home
42
14
29
$115–160$160–204$204–248$248–293$293–337$337+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunshine Terrace

Map of 609 HOLLEY STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Sunshine Terrace — neighborhood snapshot

Population

100

Median age

36

Median income

$32,139

Median home value

$168,200

Avg household

2

Households w/ children

16%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

204 of 400

Brooksville actives have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,999 $30K
Oct 21, 2025Listed at $299,999 · 277 days on market since
1980Built · SUNSHINE TERRACE

Reality check

What actually sold near 609 HOLLEY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

635 IRIS STREETSold · Sep ’25

$225,000

635 IRIS STREET · same community

2 bd · 2 ba · 1,040 sqft · $216/sqft · 24 DOM

805 SCHOOL STREETSold · Aug ’25

$90,000

805 SCHOOL STREET

2 bd · 1 ba · 1,276 sqft · $71/sqft · 14 DOM

952 COACHLIGHT LANESold · Aug ’25

$218,000

952 COACHLIGHT LANE

2 bd · 1.5 ba · 1,280 sqft · $170/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 609 HOLLEY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 609 HOLLEY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

609 HOLLEY STREET FAQs

What would the monthly payment be for 609 HOLLEY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 609 HOLLEY STREET?+

The most recent tax bill on record (2024) was $4,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $269,999, this home is listed about 19% below the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 609 HOLLEY STREET?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BROOKSVILLE 34601 market on paper

$269,999 is 28% below the BROOKSVILLE 34601 median of $375,000, and at $212/sqft it sits under the Brooksville average of $214.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

277 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $299,999, now $269,999 — a $30K cut. The full history is in the market section below.

Listing courtesy of HEART OF FLORIDA REALTY LLC · Mika Rotunda. MLS #TB8440232.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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