1218 SE 4TH AVENUE, CRYSTAL RIVER, FL, 34429
Active285 days on marketListed Oct 22, 2025MLS #TB8439483
About this home
1218 SE 4TH AVENUE
Discover a rare opportunity to own a piece of "Old Florida" paradise at a very competitive price in the heart of Crystal River. Nestled on the crystal-clear, spring-fed waters —sourced directly from the world-famous THREE SISTERS SPRINGS—this exceptional property offers an unparalleled waterfront lifestyle. Boasting OVER 80 FEET OF PRIME WATER FRONTAGE, avid boaters and anglers will enjoy SEAMLESS, UNRESTRICTED ACCESS TO KINGS BAY AND THE GULF OF MEXICO, making it ideal for LARGE CENTER CONSOLES, BAY BOATS, CATS, AND FLATS all you fellow maritime explorers. Imagine a daily routine where world-class scalloping, fishing, and viewing manatees or dolphins happen right from your backyard. HEIGHT RESTRICTIONS IS 12' AT LOW TIDE 9' AT HIGH TIDE, WITH AN AVG DEPTH OF 7' FEET IN THE CANAL. The property features a beautifully modernized, turn-key 3-BEDROOM, 2-BATHROOM RESIDENCE that has been thoughtfully redesigned to blend contemporary coastal comfort with structural resilience. Upgrades include BRAND-NEW LUXURY VINYL PLANK (LVP) FLOORING, a bright open-concept layout, a cozy fireplace, and a GOURMET KITCHEN equipped with BRAND-NEW STAINLESS STEEL APPLIANCES, premium countertops, and a center island designed for effortless entertaining. A highlight of the home is the FULLY HEATED AND COOLED FLORIDA ROOM, complete with skylights, and panoramic, unobstructed vistas of Florida sunrises and sunsets over the water. For ultimate peace of mind and energy efficiency, the home is outfitted with FULL HURRICANE-IMPACT WINDOWS AND DOORS. For buyers looking to create a bespoke luxury estate, this premium location offers an incredible footprint. Capitalize on the pristine lot and CUSTOM BUILD AN ELEVATED, CONTEMPORARY COASTAL HOME tailored to your exact specifications. Enjoy true property freedom with ZERO HOA OR CDD FEES. This property uniquely qualifies for VA FINANCING OR USDA ZERO DOWN PROGRAMS for eligible buyers. SHOWINGS ARE AVAILABLE BY APPOINTMENT ONLY. Experience the ultimate Crystal River lifestyle before it is gone. Buyer and Buyer’s Agent are responsible for conducting all due diligence and independently verifying all information, including square footage, lot lines, and zoning restrictions. All information is deemed reliable but not guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,964
Sqft
0.18 ac
Lot size
2
Garage
1979
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,503 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,503/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.8%
$/sqft vs Crystal River actives
$254 vs $215
Days on market
285 vs 65 typical
Where $254/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
69 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1218 SE 4TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$360,000
1011 SE 4TH AVENUE · same community
3 bd · 2.5 ba · 1,838 sqft · $196/sqft · 27 DOM
Sold · Jul ’26$1,145,000
939 SE 3RD AVENUE · same community
3 bd · 2.5 ba · 2,892 sqft · $396/sqft · 7 DOM
Sold · Oct ’25$585,000
1201 NW 5TH TERRACE
3 bd · 2 ba · 1,982 sqft · $295/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1218 SE 4TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1218 SE 4TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1218 SE 4TH AVENUE FAQs
What would the monthly payment be for 1218 SE 4TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,503/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1218 SE 4TH AVENUE?+
The most recent tax bill on record (2024) was $2,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $499,500, this home is listed about 55% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1218 SE 4TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,500 runs 100% above the CRYSTAL RIVER 34429 median — but at 1,964 sqft it's also 24% larger than the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
285 days on market against a Crystal River median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $639,000, now $499,500 — a $140K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jonathan Debellevue. MLS #TB8439483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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