433 PAULA DRIVE S UNIT 27, DUNEDIN, FL, 34698
Active278 days on marketListed Oct 19, 2025MLS #TB8439356
About this home
433 PAULA DRIVE S UNIT 27
Discover this stunning second-floor condo featuring 2 bedrooms, 2.5 bathrooms, and nearly 1,300 square feet of open living space with breathtaking water views. Impeccably maintained, this home is ready to welcome you to paradise in style! The extraordinary galley kitchen boasts newer SS appliances, Itlalian tiles and ample counter space for cooking and entertaining. The utility room is conveniently located off the kitchen. The bamboo floors flow seamlessly through the living and dining areas. A striking wood-burning fireplace warms up the living room, adding charm and comfort. Step through the sliding glass doors onto your private deck overlooking the canal, where you can enjoy all the wildlife and watch boats glide by just yards from the Intracoastal Waterway. Upstairs, the serene primary bedroom features a private en suite bath, while the spacious secondary bedroom also offers its own en suite and abundant natural light. Additional features include one covered and one uncovered parking space, a downstairs storage unit. The community offers incredible amenities including a kayak rack and launch pad, elevator, clubhouse, and pool—all recently renovated to perfection. Located in the sought-after South Paula Point, this exceptional waterfront community is just minutes from Honeymoon Island, Caladesi Island, downtown Dunedin, and the Pinellas Trail for biking, walking, or running. All ages welcome, and very pet friendly!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,290
Sqft
0 ac
Lot size
1975
Year built
Two
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.3%
$/sqft vs Dunedin actives
$306 vs $297
Days on market
278 vs 51 typical
Where $306/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 PAULA DRIVE S UNIT 27
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 433 PAULA DRIVE S UNIT 27 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 PAULA DRIVE S UNIT 27 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
433 PAULA DRIVE S UNIT 27 FAQs
What would the monthly payment be for 433 PAULA DRIVE S UNIT 27?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,006/mo — principal and interest, the actual property-tax bill, the $1,090/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 433 PAULA DRIVE S UNIT 27?+
The association fee works out to $1,090 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 433 PAULA DRIVE S UNIT 27?+
The most recent tax bill on record (2024) was $3,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 PAULA DRIVE S UNIT 27?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $395,000, this home is listed about 1% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 433 PAULA DRIVE S UNIT 27?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$395,000 runs 32% above the DUNEDIN 34698 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,090/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
278 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LUCY LOMBARDI & ASSOCIATES · Lucy Lombardi. MLS #TB8439356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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