17924 SIMMS ROAD, ODESSA, FL, 33556
Active282 days on marketListed Oct 14, 2025MLS #TB8437664
About this home
17924 SIMMS ROAD
Rare 7.7-Acre Waterfront Opportunity on Lake Keystone For the first time ever, this extraordinary 7.7-acre property on Lake Keystone—the most sought-after lake in Hillsborough County—is being offered to the public. With an impressive 300 feet of pristine lake frontage, this one-of-a-kind parcel offers endless possibilities for your private estate, family compound, or luxury retreat. Lake Keystone spans approximately 434 acres of crystal-clear, skiable water—ideal for boating, fishing, and lakeside living at its finest. The property provides a perfect balance of privacy, space, and natural beauty, all while remaining convenient to Tampa, Odessa, and surrounding communities. This is a once-in-a-generation opportunity to own one of the largest privately held tracts on Lake Keystone. Whether you envision building a custom lakefront residence, creating a multi-home estate, or simply investing in premier waterfront land, this property offers the rare combination of size, location, and lakefront lifestyle that cannot be replicated.
Facts & features
The home at a glance
7.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$26,235 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$26,235/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 562% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17924 SIMMS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17924 SIMMS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17924 SIMMS ROAD FAQs
What would the monthly payment be for 17924 SIMMS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,235/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17924 SIMMS ROAD?+
The most recent tax bill on record (2024) was $1,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Odessa?+
At $4,500,000, this home is listed about 500% above the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 17924 SIMMS ROAD?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,500,000 runs 562% above the ODESSA 33556 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
282 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,400,000, now $4,500,000 — a $1.9M cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Joe Lewkowicz. MLS #TB8437664.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Odessa homes, in your inbox
Like 17924 SIMMS ROAD but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →