
160 BAYSHORE DRIVE, TERRA CEIA, FL, 34250
Active265 days on marketListed Nov 10, 2025MLS #TB8436670
About this home
160 BAYSHORE DRIVE
Welcome to Old Florida! Stepping onto the screened porch is like stepping through a portal to the past. A simpler place and time, where fireflies dance under the canopy of oaks. Cast a line, or a net, or a kayak out on the still waters of Terra Ceia Bay where the sun rises and sets in a golden glow. Build your own private dock for your boat or your Adirondack Chairs right on the Bay! You can just imagine marshmallows over the firepit and a big swing hanging from low mossy branches, overlooking over 100 feet of private natural waterfront. The charming cottage sits back on the land, providing a large front garden with Florida native plants. Inside the cottage, refinished wood floors lead you from one room to the next. From the large Dining Room, French doors open to the Living Room with original wood burning fireplace and a picture window overlooking the Bay. Warm butcherblock countertops over white cabinets give this kitchen a nostalgic feel with plenty of counter space and storage space. The Florida Room stretches across the back of the home, overlooking a big back yard surrounded by lush landscaping. One bedroom overlooks the back yard and has an ensuite bath with shower. The second, and larger of the two bedrooms, has a picture window with panoramic water views. A second full bath with soaking tub is just of the hallway. Nestled between the Terra Ceia Aquatic Preserve and the Terra Ceia Preserve State Park, you will be surrounded by natural wonders and winding trails, while being only 20 minutes away from Downtown St. Petersburg or Bradenton.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,691
Sqft
0.62 ac
Lot size
1
Garage
1952
Year built
One
Levels
$413
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,518 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,518/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Terra Ceia actives
$413 vs $493
Days on market
265 vs 58 typical
Where $413/sqft sits among the 7 Terra Ceia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$470K → $1.3M
Terra Ceia median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 7
Terra Ceia actives have cut their price
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 160 BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,500
711 47TH STREET W
3 bd · 2 ba · 1,680 sqft · $119/sqft · 126 DOM
Sold · Feb ’26$100,000
5619 BAYSHORE ROAD UNIT 203
2 bd · 2 ba · 1,788 sqft · $56/sqft · 21 DOM
Sold · Jun ’26$580,000
4908 COMMONWEALTH ROAD
2 bd · 2 ba · 1,855 sqft · $313/sqft · 328 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 160 BAYSHORE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 160 BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
160 BAYSHORE DRIVE FAQs
What would the monthly payment be for 160 BAYSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 160 BAYSHORE DRIVE?+
The most recent tax bill on record (2024) was $3,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Terra Ceia?+
At $699,000, this home is listed about 45% below the Terra Ceia median of $1,274,000. The market section on this page shows how the area is trending.
Which schools are assigned to 160 BAYSHORE DRIVE?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TERRA CEIA 34250 market on paper
$699,000 is 7% below the TERRA CEIA 34250 median of $750,000, and at $413/sqft it sits under the Terra Ceia average of $632.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
265 days on market against a Terra Ceia median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $795,000, now $699,000 — a $96K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Tia Hockensmith. MLS #TB8436670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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