S OAK STREET, SEFFNER, FL, 33584
Active288 days on marketListed Oct 7, 2025MLS #TB8435595
About this home
S OAK STREET
Ready to Build Your Dream Home? This spacious vacant lot is made for you (LOT 2). Perfect for your new home build. Plenty of room for your family, BBQs, and outdoor fun. Enjoy peace, privacy, & freedom. No HOA or deed restrictions. This lot is 0.16 acres & over 6,970 square feet. Located in Varnes Eliza subdivision of Seffner, FL. Just a few minutes away from all of the major highways, Brandon Mall, & MacDill AFB. Close to schools, including Mango Elementary, Colson Elementary, New Jerusalem Christian Academy, & Bay Life Academy. Grocery stores nearby include Winn-Dixie & Publix Supermarket at Mango Square. BONUS: Two side-by-side lots available - LOT 2 & LOT 1, owned by the same owner. (Buy Both For a Great Deal)
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$598 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$598/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Seffner
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $350K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the SEFFNER 33584 median. See the full Seffner market guide →
Paper trail
This home's history
Reality check
What actually sold near S OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
1306 COTTAGE PLACE
3 bd · 2 ba · 1,022 sqft · $342/sqft · 9 DOM
Sold · Mar ’26$350,000
1404 SHADOW CREEK PLACE
3 bd · 2 ba · 1,097 sqft · $319/sqft · 111 DOM
Sold · Apr ’26$280,000
310 W WINDHORST ROAD
3 bd · 2 ba · 1,142 sqft · $245/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about S OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for S OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
S OAK STREET FAQs
What would the monthly payment be for S OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on S OAK STREET?+
The most recent tax bill on record (2024) was $699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seffner?+
At $60,000, this home is listed about 85% below the Seffner median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to S OAK STREET?+
Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEFFNER 33584 market on paper
$60,000 is 84% below the SEFFNER 33584 median of $380,000.
02Time on market is leverage
288 days on market against a Seffner median of 22 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Burnett Middle School, Bailey Elementary School, Strawberry Crest High School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Nam Nguyen. MLS #TB8435595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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