David Ramirez
$429,000$450,0003 bd2.5 ba2,174 sqft$197 /sqft$3,333 /mo all-in ↓

6222 LAUREL CREEK TRAIL, ELLENTON, FL, 34222

Active304 days on marketListed Oct 4, 2025MLS #TB8434573

Reduced $21KPrivate poolSingle Family ResidenceCOVERED BRIDGE ESTATES PH 2

About this home

6222 LAUREL CREEK TRAIL

Welcome to Your Florida Dream Home! Step inside this beautifully 3-bedroom + bonus room, 2.5-bath pool home with freshly painted indoor, located in the desirable Covered Bridge Estates community! Designed for comfort and style, this home offers a flexible floor plan with an extra room perfect for a home office, playroom, or even a 4th bedroom. The modern kitchen features sleek granite countertops, stainless steel appliances, and upgraded cabinetry — a dream for any home chef! The open-concept design flows seamlessly into the spacious family room and the screened lanai overlooking the sparkling in-ground pool, ideal for relaxing or entertaining guests. Upstairs, the expansive master suite includes dual sinks, a soaking tub, and a walk-in shower, while all bedrooms generous walk-in closets. You’ll also love the convenience of a 3-car garage with plenty of storage space. Covered Bridge Estates is a vibrant, amenity-rich community with a clubhouse, fitness center, tennis courts, basketball courts, and a resort-style pool. Low HOA fees, no CDD, and on-site RV/boat parking add unbeatable value! Perfectly situated just minutes from Ellenton Premium Outlets, I-75, and top-rated Gulf beaches, this home combines comfort, location, and lifestyle. Don’t miss this opportunity — homes with private pools in this area sell fast! Schedule your showing today and make this beautiful home yours!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,174

Sqft

0.15 ac

Lot size

3

Garage

2002

Year built

Two

Levels

$197

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesBuilt-In Oven · Dishwasher · Microwave · Range
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorGarden · Irrigation System

Community & fees

HOA fee$24/mo
Taxes (2024)$5,210/yr
PetsYes
CommunityPlayground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Available · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$434
HOA fee — from the listing$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,333/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$434
HOA / condo fee$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$410KedgeAI estimate $541,276 · range $427K$949K$987K

vs edgeAI estimate

−20.7%

$/sqft vs Ellenton actives

$197 vs $181

Days on market

304 vs 45 typical

Where $197/sqft sits among the 91 Ellenton actives

34
32 · this home
14
3
2
6
$116–166$166–215$215–265$265–314$314–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Covered Bridge Estates

Map of 6222 LAUREL CREEK TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Covered Bridge Estates — neighborhood snapshot

Population

2,874

Median age

38

Median income

$96,921

Median home value

$403,538

Avg household

3

Households w/ children

323

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$305K$393K

Ellenton median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

45 of 91

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,000 $21K
Oct 4, 2025Listed at $450,000 · 304 days on market since
2002Built · COVERED BRIDGE ESTATES PH 2

Reality check

What actually sold near 6222 LAUREL CREEK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4127 MIDDLE RIVER TERRACESold · Feb ’26

$440,000

4127 MIDDLE RIVER TERRACE · same community

3 bd · 2.5 ba · 2,085 sqft · $211/sqft · 202 DOM

4136 LITTLE GAP LOOPSold · Apr ’26

$457,000

4136 LITTLE GAP LOOP · same community

3 bd · 2 ba · 2,014 sqft · $227/sqft · 27 DOM

6307 LAUREL CREEK TRAILSold · Jun ’26

$470,000

6307 LAUREL CREEK TRAIL · same community

4 bd · 3 ba · 3,576 sqft · $131/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6222 LAUREL CREEK TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6222 LAUREL CREEK TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

6222 LAUREL CREEK TRAIL FAQs

What would the monthly payment be for 6222 LAUREL CREEK TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6222 LAUREL CREEK TRAIL?+

The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6222 LAUREL CREEK TRAIL?+

The most recent tax bill on record (2024) was $5,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6222 LAUREL CREEK TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $429,000, this home is listed about 43% above the Ellenton median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6222 LAUREL CREEK TRAIL?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$429,000 runs 62% above the ELLENTON 34222 median — but at 2,174 sqft it's also 43% larger than the typical Ellenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

304 days on market against a Ellenton median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $429,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Jennifer Laihuyen. MLS #TB8434573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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