
264 PHILADELPHIA BOULEVARD UNIT 51, PALM HARBOR, FL, 34684
Active309 days on marketListed Oct 1, 2025MLS #TB8433499
About this home
264 PHILADELPHIA BOULEVARD UNIT 51
Rare find…WATERFRONT, UPDATED, OPEN FLOOR PLAN, GARAGE! This rare waterfront property sits on the canal which opens to Lake Tarpon in the desirable Lake Tarpon Mobile Home Village 55+ community where you OWN YOUR LAND. This is an updated well-maintained 2BR/2BA manufactured home with a water view from the entire main living area that sits on a large 61’ x 99’ lot. Dock your boat right outside your door and take it for a ride on Lake Tarpon! This home boasts a large kitchen with EXPANSIVE granite countertops and breakfast bar that easily sits 4. Appliances are all stainless steel. There is a double sink, full sized refrigerator, dishwasher, built in range and microwave. A COOKS DELIGHT with plenty of kitchen cabinets and storage space. The kitchen is completely open to a spacious dining area with enough room for a large dinner party. After dinner, meander into the living room to enjoy conversation and socializing while taking in the waterfront view. Exit the living room through the glass French door into the spacious screen room that sits right next to the canal. Delight in the view while relaxing and enjoying the beautiful weather. There is laminate flooring throughout this beautiful home. The windows are double-paned, offering improved energy efficiency. The spacious primary bedroom is large enough for a king-sized bed with ample closet space. The ensuite bath has updates with ample counter space, a step-in shower and linen closet. The second bedroom has a built-in dresser and two closets. The second bath also has updates. There is a laundry room which is conveniently located inside the house. At the back of the single car garage is a separate storage area to fit your storage needs. The circular driveway has ample space for multiple cars. Additional highlights include a metal roof, solid flooring, and an irrigation system supplied by a well. With an exceptionally low HOA fee of just $109.69 each month, residents own their own land, enjoy access to a lively golf cart friendly community that enjoys many social activities and includes a private boat dock and fishing pier on Lake Tarpon, a large remodeled heated pool with sundeck and covered seating areas, clubhouse with full kitchen, stage, sound system and screen, card room, library, billiard room, shuffleboard, bocce ball, horseshoes, golf practice net, as well as a picnic and grilling area. There is a parking area used for pickleball. Easily accessible to many dining options, golf courses, shopping, parks, entertainment and beautiful Gulf beaches as well as two major airports. This is an outstanding opportunity to own a well-cared for WATERFRONT home in one of the area’s most popular 55+ communities. Schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,344
Sqft
0.17 ac
Lot size
1
Garage
1969
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+90.9%
$/sqft vs LAKE TARPON MOBILE HOME VILLAGE
$283 vs $198
Days on market
309 vs 48 typical
Where $283/sqft sits among the 18 homes for sale in LAKE TARPON MOBILE HOME VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Tarpon Mobile Home Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Tarpon Mobile Home Village — neighborhood snapshot
Population
681
Median age
65
Median income
$69,118
Median home value
$169,600
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
9 of 18
LAKE TARPON MOBILE HOME VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 264 PHILADELPHIA BOULEVARD UNIT 51
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$80,000
196 PHILADELPHIA BOULEVARD UNIT 10 · same community
2 bd · 2 ba · 1,322 sqft · $61/sqft · 195 DOM
Sold · Apr ’26$236,000
65 HARBOR WAY UNIT 21 · same community
2 bd · 2 ba · 1,232 sqft · $192/sqft · 11 DOM
Sold · Feb ’26$188,500
291 LAKE TARPON DRIVE · same community
2 bd · 2 ba · 1,472 sqft · $128/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 264 PHILADELPHIA BOULEVARD UNIT 51 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 264 PHILADELPHIA BOULEVARD UNIT 51 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
264 PHILADELPHIA BOULEVARD UNIT 51 FAQs
What would the monthly payment be for 264 PHILADELPHIA BOULEVARD UNIT 51?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 264 PHILADELPHIA BOULEVARD UNIT 51?+
The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 264 PHILADELPHIA BOULEVARD UNIT 51?+
The most recent tax bill on record (2024) was $3,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 264 PHILADELPHIA BOULEVARD UNIT 51?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $379,900, this home is priced right at the Palm Harbor median.
Which schools are assigned to 264 PHILADELPHIA BOULEVARD UNIT 51?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,900 runs 52% above the PALM HARBOR 34684 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
309 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of A BETTER WAY REALTY INC · William Decker. MLS #TB8433499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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