David Ramirez
$379,9002 bd2 ba1,344 sqft$283 /sqft$2,975 /mo all-in ↓

264 PHILADELPHIA BOULEVARD UNIT 51, PALM HARBOR, FL, 34684

Active309 days on marketListed Oct 1, 2025MLS #TB8433499

WaterfrontMobile HomeLAKE TARPON MOBILE HOME VILLAGE

About this home

264 PHILADELPHIA BOULEVARD UNIT 51

Rare find…WATERFRONT, UPDATED, OPEN FLOOR PLAN, GARAGE! This rare waterfront property sits on the canal which opens to Lake Tarpon in the desirable Lake Tarpon Mobile Home Village 55+ community where you OWN YOUR LAND. This is an updated well-maintained 2BR/2BA manufactured home with a water view from the entire main living area that sits on a large 61’ x 99’ lot. Dock your boat right outside your door and take it for a ride on Lake Tarpon! This home boasts a large kitchen with EXPANSIVE granite countertops and breakfast bar that easily sits 4. Appliances are all stainless steel. There is a double sink, full sized refrigerator, dishwasher, built in range and microwave. A COOKS DELIGHT with plenty of kitchen cabinets and storage space. The kitchen is completely open to a spacious dining area with enough room for a large dinner party. After dinner, meander into the living room to enjoy conversation and socializing while taking in the waterfront view. Exit the living room through the glass French door into the spacious screen room that sits right next to the canal. Delight in the view while relaxing and enjoying the beautiful weather. There is laminate flooring throughout this beautiful home. The windows are double-paned, offering improved energy efficiency. The spacious primary bedroom is large enough for a king-sized bed with ample closet space. The ensuite bath has updates with ample counter space, a step-in shower and linen closet. The second bedroom has a built-in dresser and two closets. The second bath also has updates. There is a laundry room which is conveniently located inside the house. At the back of the single car garage is a separate storage area to fit your storage needs. The circular driveway has ample space for multiple cars. Additional highlights include a metal roof, solid flooring, and an irrigation system supplied by a well. With an exceptionally low HOA fee of just $109.69 each month, residents own their own land, enjoy access to a lively golf cart friendly community that enjoys many social activities and includes a private boat dock and fishing pier on Lake Tarpon, a large remodeled heated pool with sundeck and covered seating areas, clubhouse with full kitchen, stage, sound system and screen, card room, library, billiard room, shuffleboard, bocce ball, horseshoes, golf practice net, as well as a picnic and grilling area. There is a parking area used for pickleball. Easily accessible to many dining options, golf courses, shopping, parks, entertainment and beautiful Gulf beaches as well as two major airports. This is an outstanding opportunity to own a well-cared for WATERFRONT home in one of the area’s most popular 55+ communities. Schedule your showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,344

Sqft

0.17 ac

Lot size

1

Garage

1969

Year built

One

Levels

$283

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
ViewWater
FacesSouth
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$107/mo
Taxes (2024)$3,647/yr
PetsDogs OK
CommunityDock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2024 actual bill$304
HOA fee — from the listing$107
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$2,975/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$304
HOA / condo fee$107
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$158KedgeAI estimate $199,019 · range $165K$213K$395K

vs edgeAI estimate

+90.9%

$/sqft vs LAKE TARPON MOBILE HOME VILLAGE

$283 vs $198

Days on market

309 vs 48 typical

Where $283/sqft sits among the 18 homes for sale in LAKE TARPON MOBILE HOME VILLAGE

2
8
7
0
0 · this home
1
$118–158$158–198$198–238$238–278$278–318$318+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Tarpon Mobile Home Village

Map of 264 PHILADELPHIA BOULEVARD UNIT 51 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lake Tarpon Mobile Home Village — neighborhood snapshot

Population

681

Median age

65

Median income

$69,118

Median home value

$169,600

Avg household

2

Households w/ children

48%

For the school run

Pinellas County School District

ElementaryHighland Lakes Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

9 of 18

LAKE TARPON MOBILE HOME VILLAGE have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Oct 1, 2025Listed at $379,900 · 309 days on market since
1969Built · LAKE TARPON MOBILE HOME VILLAGE

Reality check

What actually sold near 264 PHILADELPHIA BOULEVARD UNIT 51

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

196 PHILADELPHIA BOULEVARD UNIT 10Sold · Sep ’25

$80,000

196 PHILADELPHIA BOULEVARD UNIT 10 · same community

2 bd · 2 ba · 1,322 sqft · $61/sqft · 195 DOM

65 HARBOR WAY UNIT 21Sold · Apr ’26

$236,000

65 HARBOR WAY UNIT 21 · same community

2 bd · 2 ba · 1,232 sqft · $192/sqft · 11 DOM

291 LAKE TARPON DRIVESold · Feb ’26

$188,500

291 LAKE TARPON DRIVE · same community

2 bd · 2 ba · 1,472 sqft · $128/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 264 PHILADELPHIA BOULEVARD UNIT 51 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 264 PHILADELPHIA BOULEVARD UNIT 51 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

264 PHILADELPHIA BOULEVARD UNIT 51 FAQs

What would the monthly payment be for 264 PHILADELPHIA BOULEVARD UNIT 51?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 264 PHILADELPHIA BOULEVARD UNIT 51?+

The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 264 PHILADELPHIA BOULEVARD UNIT 51?+

The most recent tax bill on record (2024) was $3,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 264 PHILADELPHIA BOULEVARD UNIT 51?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $379,900, this home is priced right at the Palm Harbor median.

Which schools are assigned to 264 PHILADELPHIA BOULEVARD UNIT 51?+

Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$379,900 runs 52% above the PALM HARBOR 34684 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

309 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.

Listing courtesy of A BETTER WAY REALTY INC · William Decker. MLS #TB8433499.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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