
615 N MAYO STREET, CRYSTAL BEACH, FL, 34681
Active305 days on marketListed Oct 1, 2025MLS #TB8433362
About this home
615 N MAYO STREET
Few homes in Florida stop you at the door. This one does — unobstructed Gulf views stretching to the horizon, with front-row seats to the kind of sunsets that make people never want to leave Crystal Beach. Welcome to one of Pinellas County's most beloved coastal villages, where timeless Old Florida charm meets a true community lifestyle. Golf-cart friendly and rich in history, Crystal Beach offers a Gulf-front park shaded by century-old Oaks, a fishing pier, children's activity center, a quaint seaside church, and direct access to the 54+ mile Pinellas Trail. Golf cart parades, holiday block parties, concerts in the park, and sunset gatherings at the pier — this isn't just a neighborhood, it's a lifestyle. This exceptional Key West-style home spans 4,163 square feet on an oversized 0.31-acre lot. Originally established in 1954, the home underwent a complete ground-up reconstruction completed in 2001 — rebuilt with commercial-grade materials including insulated concrete forms, steel framing, heavy-gauge steel studs, and four independent HVAC systems. Buyers benefit from the charm and legacy of a historic Crystal Beach address with the structural integrity and insurance profile of a home effectively built in the 21st century. The chef's kitchen is appointed with a SubZero refrigerator, dual Décor convection ovens, a six-burner gas and electric cooktop, warming drawer, 48-inch range hood, tankless water heater, and is plumbed for a second dishwasher. It opens seamlessly to the family room, where soaring ceilings and a stone fireplace anchor the space — with the Gulf as your constant backdrop. The second-floor primary suite is a true retreat, featuring vaulted exposed-beam ceilings, dual walk-in closets, and a spa-style bath with a double-head steam shower, soaking tub, dual vanities, and a private water closet. A generous window seat flows to a private balcony with uninterrupted Gulf views — the perfect place to end every day. Outside, tropical landscaping — including banana and mango trees — surrounds a temperature-controlled PebbleTec saltwater pool and spa with sun shelf. The private dock, built with lifetime-warranty WearDeck composite planks, features a boat lift and generous seating. From here, Anclote Key Lighthouse, Three Rooker Bar, and Honeymoon Island are minutes away by boat — or head south to Clearwater and St. Pete for a weekend of waterfront dining. Inside, the home is equally suited for fun and function. A music and game room connects to two guest bedrooms with a shared bath. A large fitness studio opens directly to the pool and Gulf — workouts with a view. A loft above the family room is a favorite hangout spot, and a spacious laundry and mudroom adds everyday practicality. The oversized 2.5-car garage doubles as a workshop with built-in storage — and a freestanding elevator provides easy access to the large, fully walkable attic above. Nearby, the vibrant dining and arts scenes of Dunedin and Tarpon Springs are just minutes away, with two international airports within easy reach. Whether you're seeking a full-time residence, a waterfront escape, or a generational investment — opportunities like this on the Gulf are genuinely rare. Schedule your private showing today, and welcome home to Crystal Beach.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,163
Sqft
0.31 ac
Lot size
2
Garage
1954
Year built
Two
Levels
$600
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,005 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,005/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.5%
$/sqft vs Crystal Beach actives
$600 vs $388
Days on market
305 vs 31 typical
Where $600/sqft sits among the 23 Crystal Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $605K
Crystal Beach median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
19 of 23
Crystal Beach actives have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 234% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 615 N MAYO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,150,000
363 SANCTUARY DRIVE
5 bd · 4 ba · 3,743 sqft · $307/sqft · 228 DOM
Sold · Feb ’26$2,500,000
1723 OYSTER POINT WAY
4 bd · 3.5 ba · 3,490 sqft · $716/sqft · 0 DOM
Sold · Jun ’26$850,000
1718 SANCTUARY PLACE
3 bd · 3.5 ba · 3,116 sqft · $273/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 615 N MAYO STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 615 N MAYO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
615 N MAYO STREET FAQs
What would the monthly payment be for 615 N MAYO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 615 N MAYO STREET?+
The most recent tax bill on record (2025) was $17,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 615 N MAYO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $2,495,950, this home is listed about 228% above the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 615 N MAYO STREET?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,495,950 runs 234% above the CRYSTAL BEACH 34681 median — but at 4,163 sqft it's also nearly twice the size of the typical Crystal Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
305 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,699,500, now $2,495,950 — a $204K cut. The full history is in the market section below.
Listing courtesy of WIKLE INCORPORATED · Nate Hatzie. MLS #TB8433362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal Beach homes, in your inbox
Like 615 N MAYO STREET but not quite? A daily digest of every new listing in Crystal Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →