David Ramirez
$270,000$310,0002 bd2 ba1,676 sqft$161 /sqft$2,311 /mo all-in ↓

10443 CASA GRANDE CIRCLE, SPRING HILL, FL, 34608

Active267 days on marketListed Oct 30, 2025MLS #TB8432140

Priced 15% below the SPRING HILL 34608 medianReduced $40KPrivate poolSingle Family ResidenceGARDENS AT SEVEN HILLS PH 2

About this home

10443 CASA GRANDE CIRCLE

Short Sale. **20K PRICE REDUCTION** Welcome to this beautifully maintained pool home located in the desirable community of Gardens at Seven Hills in Spring Hill, Florida with absolutely **no carpet** This villa style home features a bright and open floor plan with high ceilings and abundant natural light, this residence offers both comfort and functionality. The split 2-bedroom, 2-bath layout includes a versatile den or office that can easily serve as a third bedroom, providing flexible living options for any lifestyle. The kitchen has it all with ample cabinetry for storage, a pantry, center island, granite countertops and multiple windows with plantation shutters! The spacious living and dining areas flow seamlessly, creating an inviting atmosphere for entertaining or relaxing. The dining room features new light fixtures! The primary bedroom is a generous size and the primary bathroom is an oasis for relaxation with a soaker tub and light, neutral tones including the upgraded vanity and countertop! Step outside to your private backyard oasis, where an oversized screened-in patio and sparkling pool overlook tranquil conservation land — the perfect setting to unwind. This low-maintenance community allows you to fully embrace the Florida lifestyle, with no ground maintenance required. Conveniently located near shopping, dining, medical facilities, and entertainment, the home also offers easy access to the Suncoast Parkway, making trips to Tampa International Airport and the Gulf beaches a breeze. Don’t miss this opportunity to own a serene retreat in one of Spring Hill’s most sought-after neighborhoods. Schedule your private showing today! This property is being offered as a short sale and is subject to lender approval. (Roof 2016) (HVAC 2019)

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,676

Sqft

0.11 ac

Lot size

2

Garage

1997

Year built

One

Levels

$161

Per sqft

Private poolTrees/Woods view

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorCourtyard · Irrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$102/mo
Taxes (2024)$4,081/yr
PetsNumber Limit
CommunityDeed Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,311 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$340
HOA fee — from the listing$102
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,311/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$340
HOA / condo fee$102
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$259KedgeAI estimate $321,943 · range $310K$327K$340K

vs edgeAI estimate

−16.1%

$/sqft vs Spring Hill actives

$161 vs $193

Days on market

267 vs 29 typical

Where $161/sqft sits among the 400 Spring Hill actives

84 · this home
92
108
53
29
34
$146–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Hills

Map of 10443 CASA GRANDE CIRCLE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)56 min
Downtown Tampa59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Seven Hills — neighborhood snapshot

Population

4,553

Median age

59

Median income

$66,909

Median home value

$266,137

Avg household

2

Households w/ children

330

For the school run

Hernando County School District

ElementarySuncoast Elementary School★★★★★
HighFrank W. Springstead High School★★★★★
MiddlePowell Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

202 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 $40K
Oct 30, 2025Listed at $310,000 · 267 days on market since
1997Built · GARDENS AT SEVEN HILLS PH 2

Reality check

What actually sold near 10443 CASA GRANDE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1113 EL PORTICO LANESold · Mar ’26

$260,000

1113 EL PORTICO LANE · same community

2 bd · 2 ba · 1,468 sqft · $177/sqft · 121 DOM

10416 CASA GRANDE CIRCLESold · Feb ’26

$245,000

10416 CASA GRANDE CIRCLE · same community

2 bd · 2 ba · 1,468 sqft · $167/sqft · 4 DOM

447 GREENWICH CIRCLESold · Mar ’26

$272,500

447 GREENWICH CIRCLE

3 bd · 2 ba · 1,696 sqft · $161/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10443 CASA GRANDE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10443 CASA GRANDE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10443 CASA GRANDE CIRCLE FAQs

What would the monthly payment be for 10443 CASA GRANDE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,311/mo — principal and interest, the actual property-tax bill, the $102/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10443 CASA GRANDE CIRCLE?+

The association fee works out to $102 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10443 CASA GRANDE CIRCLE?+

The most recent tax bill on record (2024) was $4,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10443 CASA GRANDE CIRCLE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $270,000, this home is listed about 22% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10443 CASA GRANDE CIRCLE?+

Suncoast Elementary School (elementary), Frank W. Springstead High School (high), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SPRING HILL 34608 market on paper

$270,000 is 15% below the SPRING HILL 34608 median of $316,490, and at $161/sqft it sits under the Spring Hill average of $199.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

267 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $310,000, now $270,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Rachel Monzello. MLS #TB8432140.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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