265 96TH AVENUE N, ST PETERSBURG, FL, 33702
Active312 days on marketListed Oct 3, 2025MLS #TB8431396
About this home
265 96TH AVENUE N
TURN-KEY and PRICE TO SELL!!! LOCATION, LOCATION, LOCATION! You can always change everything about your home but picking the perfect neighborhood and views are something that you can never change! This home has close to 2000 total sqft on some of the best SALT WATER FRONTAGE and private views with boat access to the Bay and Gulf! Amazing Riveria Bay neighborhood takes pride in its appearance that sets itself apart from the rest! The neighborhood is known for festivities for all its holidays, and golf cart friendly, walkable streets, communities parks and boat ramp. Every day at this home feels like vacation: Imagine sitting on the back patio or dock with a cup of coffee and enjoying all the manatees flocking to its secluded private canal daily at the foot of the dock, dolphins chasing fish up and down the seawall, fishing galore, and breath taking cotton candy views of the skies that will have everyone on your social media questioning their life decisions! The icing on the cake? The home is top notch with views of the water in almost every room in the house and everything completely updated over the last couple years. There is no doubt the pride in ownership shows here making LOW INSURANCE so minimal that you wouldn’t believe it even if I showed you! FULLY UPDATED kitchen, bathrooms and more throughout the home along with big ticket items such as NEW ROOF (2025), UPDATED ELECTRICAL (2025), HVAC (2023), NEW TANKLESS WATER HEATER (2024), NEW HURRICANE-RATED WINDOWS, DOORS, and SLIDERS for added safety and efficiency along with it being solid block with new stucco, new gutters, and new insulation. Enjoy the NEW low maintenance 10x24 foot DOCK with composite planks for longevity (2025). Although this neighborhood offers a community boat ramp, there is also room for a boat lift on the right or left side of the private dock. The NEW 70 FOOT SEAWALL was installed end of 2024 with specific steel beams allowing ROOM FOR A POOL to be installed as close to the seawall as you would like compared to standard seawalls! Covered back patio is great for kicking back and enjoying a drink while watching the games with the breeze coming off the canal! One car garage and oversized driveway makes it perfect for all the guests you that will be chomping at the bit to come over and hangout. This is a MUST SEE INSIDE AND THE BACK YARD to truly appreciate! Conveniently located close to restaurants, bars, shopping, grocery stores, downtown Saint Pete, airports, the beach and quick and easy access to I-75 and I-275. Get to Tampa airport and Saint Pete airports within 10-15 mins! Some of the best Beaches within 5-20 mins, quick hop over the bridge to Busch Gardens, aquarium, and zoo. Or drive to Orlando Disney World or universal studios for a fun day with family, Raymond James for some of the best concerts with friends, and sports stadiums that will be having you and your buddies being this homes biggest fan! This home is not just a residence; it’s a lifestyle. Don’t miss your chance to own a piece of paradise in Riviera Bay! This home packs a punch when compared to other waterfront homes and feels bigger in person!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,536
Sqft
0.18 ac
Lot size
1
Garage
1960
Year built
One
Levels
$455
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,362 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,362/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.3%
$/sqft vs St Petersburg actives
$455 vs $333
Days on market
312 vs 57 typical
Where $455/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Riviera Bay — neighborhood snapshot
Population
3,650
Median age
49
Median income
$114,177
Median home value
$430,807
Avg household
2
Households w/ children
376
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 180% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 96TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$468,000
272 79TH AVENUE NE
3 bd · 2 ba · 1,533 sqft · $305/sqft · 57 DOM
Sold · Jul ’26$440,000
647 74TH AVENUE N
3 bd · 2 ba · 1,484 sqft · $296/sqft · 48 DOM
Sold · Mar ’26$430,000
279 79TH AVENUE N
3 bd · 2 ba · 1,479 sqft · $291/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 265 96TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 96TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
265 96TH AVENUE N FAQs
What would the monthly payment be for 265 96TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 265 96TH AVENUE N?+
The most recent tax bill on record (2025) was $2,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 265 96TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $699,000, this home is listed about 61% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 265 96TH AVENUE N?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,000 runs 180% above the ST PETERSBURG 33702 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
312 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $849,000, now $699,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JAY ALAN REAL ESTATE · Zalysia Kaczmarczyk. MLS #TB8431396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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