5230 HALSTEAD LANE, ZEPHYRHILLS, FL, 33541
Active299 days on marketListed Oct 3, 2025MLS #TB8430479
About this home
5230 HALSTEAD LANE
Welcome to the golfing community of Lake Bernadette located in Zephyrhills, Florida! This property sits in the coveted neighborhood of Epping Forrest. Epping Forrest offers custom to semi-custom homes, NO CDD fees, low HOA fees, and larger lot sizes in comparison to other communities within Lake Bernadette. Upon arriving to the property, you are greeted with new, red metal, barrel-tiles for a roof. As you walk through the front door, you are immediately greeted with the bright, spacious living and dining areas. The kitchen is great for entertaining as it opens up to the family room. The family room has an oversized fan and multiple sliding doors that lead off to the lanai/pool. The spacious primary bedroom boasts dual walk-in closets as it enters to the primary bathroom. The primary bathroom has dual sinks, tub with separate shower, as well as a privacy room for toilet. A small hallway leads to two bedrooms that are separated by a bathroom. The last bedroom of the property is in the back of the house. This bedroom leads to a bathroom which was also used for the pool. The home is located just 20 minutes away from the shopping areas of Wiregrass and 25 minutes away from the Tampa Premium Outlets. Request a showing on your next home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,089
Sqft
0.25 ac
Lot size
2
Garage
1994
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Zephyrhills actives
$215 vs $170
Days on market
299 vs 44 typical
Where $215/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Bernadette
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Lake Bernadette — neighborhood snapshot
Population
3,799
Median age
47
Median income
$90,107
Median home value
$306,868
Avg household
3
Households w/ children
437
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5230 HALSTEAD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$430,675
5352 CAMBERLEA AVENUE · same community
4 bd · 3 ba · 2,066 sqft · $208/sqft · 19 DOM
Sold · Aug ’25$375,000
5261 CAMBERLEA AVENUE · same community
4 bd · 3 ba · 2,447 sqft · $153/sqft · 122 DOM
Sold · Oct ’25$520,000
5137 EPPING LANE · same community
4 bd · 3 ba · 2,448 sqft · $212/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5230 HALSTEAD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5230 HALSTEAD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5230 HALSTEAD LANE FAQs
What would the monthly payment be for 5230 HALSTEAD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,591/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5230 HALSTEAD LANE?+
The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5230 HALSTEAD LANE?+
The most recent tax bill on record (2024) was $6,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5230 HALSTEAD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $450,000, this home is listed about 46% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5230 HALSTEAD LANE?+
New River Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 38% above the ZEPHYRHILLS 33541 median — but at 2,089 sqft it's also 30% larger than the typical Zephyrhills listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
299 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $500,000, now $450,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Gene Han. MLS #TB8430479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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