6100 12TH STREET S UNIT 221, ST PETERSBURG, FL, 33705
Active328 days on marketListed Sep 21, 2025MLS #TB8429936
About this home
6100 12TH STREET S UNIT 221
Welcome home to this well-maintained and beautifully updated gated condo in Bay Point Plaza. This rarely available 2 bedroom, 2 bathroom, second floor corner residence has it all, including an extra 240 square foot Florida room with corner wrapping, newer glass windows providing expansive park views and tons of natural light! Enjoy a brand new, never used kitchen with modern finishes, including Corian, solid surface countertops, white cabinetry, stainless steel appliances and luxury vinyl plank flooring. Additional upgrades include fresh painting throughout the entire residence, new light fixtures, bathroom fixtures, and an upgraded electrical panel and new building roof in 2020! Your spacious master bedroom and en-suite bathroom are at the end of the hall, offering full privacy and beautiful views from the two windows looking over the trees. The guest bedroom is large enough to create an in-home office and bedroom, or private guest suite with full bathroom next door. Bay Pointe Plaza is conveniently located across the street from Lake Vista Park, which offers a beautiful view, tennis courts, basketball courts, pool and water slide, a scenic lake, walking trails leading to the Pinellas Trail, community center and much more! Make this home yours, and you will enjoy the close proximity to St. Pete Beach and Ft. Desoto, and the interstate is located minutes down the road for easy access to Downtown St. Pete, the Skyway Bridge or Tampa. Schedule your showing now to live in this beautiful community and call this home or your next investment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
940
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.7%
$/sqft vs St Petersburg actives
$170 vs $336
Days on market
328 vs 57 typical
Where $170/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6100 12TH STREET S UNIT 221
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$140,000
650 PINELLAS POINT DRIVE S UNIT 218
2 bd · 2 ba · 915 sqft · $153/sqft · 52 DOM
Sold · Nov ’25$399,000
828 68TH AVENUE S
3 bd · 2 ba · 912 sqft · $438/sqft · 9 DOM
Sold · Sep ’25$315,000
2083 69TH AVENUE S
2 bd · 1 ba · 906 sqft · $348/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6100 12TH STREET S UNIT 221 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6100 12TH STREET S UNIT 221 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6100 12TH STREET S UNIT 221 FAQs
What would the monthly payment be for 6100 12TH STREET S UNIT 221?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6100 12TH STREET S UNIT 221?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6100 12TH STREET S UNIT 221?+
The most recent tax bill on record (2024) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6100 12TH STREET S UNIT 221?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $160,000, this home is listed about 63% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 6100 12TH STREET S UNIT 221?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33705 market on paper
$160,000 is 46% below the ST PETERSBURG 33705 median of $295,000, and at $170/sqft it sits under the St Petersburg average of $379.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $650/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
328 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $164,900, now $160,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLANDER REAL ESTATE PLLC · Mindy Olander. MLS #TB8429936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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