
117 BELLAMERE PALMS COURT, LUTZ, FL, 33549
Active322 days on marketListed Sep 22, 2025MLS #TB8429681
About this home
117 BELLAMERE PALMS COURT
Experience Unparalleled Elegance at Villa Adriana: A Legacy Estate Awaiting Its Next Chapter. Nestled within the exclusive, double-gated enclave of Bellamere a 20 Acre 4 lot community, Villa Adriana stands as a testament to timeless Mediterranean-revival architecture and modern luxury. This extraordinary estate, spanning over 5 acres of impeccably manicured grounds, offers breathtaking, uninterrupted vistas of the tranquil Lake Kell. Crafted with a masterful touch, this 6-bedroom, 6.5-bathroom residence spans 6,820 square feet of exquisite living space. The home’s interior is a curated collection of authentic, artisanal details, including Venetian plaster walls, Baroque-style painted and gold leaf ceilings, and a dramatic travertine staircase with a custom iron rail. The ambiance is elevated by 10 Swarovski crystal chandeliers, bespoke cherry cabinetry, and polished aged granite flooring that flows throughout the home. The gourmet kitchen is a chef's dream, featuring a suite of professional-grade Wolf/Sub-Zero appliances, perfectly complemented by a separate fully equipped butler's kitchen. The home's technological infrastructure is as sophisticated as its design, with integrated Vantage lighting controls, a state-of-the-art home theater, and a comprehensive security system. A dedicated library/office, gym, and multiple living spaces, including an oversized family room, provide a seamless fusion of functionality and grandeur. The exterior is an entertainer’s paradise. A lavish saltwater pool with an integrated spa, sundeck, and cabana creates a resort-like atmosphere. The lush Tuscan-themed landscaping enhances the property’s "Old World" charm, while a screened gazebo on the dock, over the water, provides a serene retreat for enjoying the lake views. Four garage spaces and a workshop area offer ample room for a collection of vehicles and hobbies. Perfectly positioned with swift access to I-275, I-75, Dale Mabry Hwy, Us 41 and the Veterans Expressway, Villa Adriana offers a secluded sanctuary while keeping the world-class amenities of Greater Tampa Bay—including upscale shopping, fine dining, professional sports, and pristine beaches—within effortless reach. Villa Adriana is more than a home; it is a legacy—a masterpiece that demands to be experienced in person.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
6,820
Sqft
5.11 ac
Lot size
4
Garage
2009
Year built
Two
Levels
$609
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$30,178 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,178/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$609 vs $241
Days on market
322 vs 43 typical
Where $609/sqft sits among the 261 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
153 of 261
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 766% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 117 BELLAMERE PALMS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,175,000
19810 PRINCE BENJAMIN DRIVE
7 bd · 4 ba · 5,106 sqft · $230/sqft · 108 DOM
Sold · Jun ’26$880,000
19813 WELLINGTON MANOR BOULEVARD
7 bd · 5 ba · 5,106 sqft · $172/sqft · 182 DOM
Sold · Aug ’26$1,197,500
19715 DEER LAKE ROAD
5 bd · 4 ba · 4,014 sqft · $298/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 117 BELLAMERE PALMS COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 117 BELLAMERE PALMS COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
117 BELLAMERE PALMS COURT FAQs
What would the monthly payment be for 117 BELLAMERE PALMS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,178/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 117 BELLAMERE PALMS COURT?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 117 BELLAMERE PALMS COURT?+
The most recent tax bill on record (2024) was $69,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 117 BELLAMERE PALMS COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $4,150,000, this home is listed about 747% above the Lutz median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 117 BELLAMERE PALMS COURT?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,150,000 runs 766% above the LUTZ 33549 median — but at 6,820 sqft it's also nearly 3 times the size of the typical Lutz listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
322 days on market against a Lutz median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,200,000, now $4,150,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Alex Khoyi. MLS #TB8429681.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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