2942 W BAY DRIVE UNIT 2, BELLEAIR BLUFFS, FL, 33770
Active323 days on marketListed Sep 18, 2025MLS #TB8429156
About this home
2942 W BAY DRIVE UNIT 2
What’s better than living where others vacation? Welcome to Bella Blu, where luxury apartment living meets the charm of coastal life just minutes from world-famous Belleair Beach. Completely renovated with thoughtful, high-end touches and exceptional management, Bella Blu offers a true retreat to call home. Step inside this 2 bedroom 1 bathroom 1,000 sqft home to find sleek tile flooring, elegant crown molding, and a kitchen designed to impress with beautiful quartz countertops and ample storage. The bathrooms are a standout feature, showcasing stunning designer floor-to-ceiling tilework and seamless glass shower enclosures for a spa-like experience. Each apartment comes equipped with the convenience of in-unit laundry, and there’s also a community laundry facility on-site. Spend your days lounging by the sparkling community pool or stroll over to the nearby shops, cafes, and restaurants—Bella Blu offers true walkable living. Residents enjoy assigned parking, with optional covered carports available for a monthly fee. Perfectly positioned at the foot of the bridge to the beach, Bella Blu invites you to embrace the ultimate in Intercoastal living. Live like you’re on vacation every day—come home to Bella Blu.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
1.22 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Bluffs actives
$2 vs $263
Days on market
323 vs 90 typical
Where $2/sqft sits among the 23 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$234K → $252K
Belleair Bluffs median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
15 of 23
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2942 W BAY DRIVE UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
105 HARBOR VIEW LANE · same community
3 bd · 2 ba · 1,600 sqft · $281/sqft · 20 DOM
Sold · Jun ’26$589,000
122 PALMETTO LANE · same community
2 bd · 3 ba · 1,640 sqft · $359/sqft · 2 DOM
Sold · Mar ’26$500,000
201 HARBOR BLUFF DRIVE · same community
4 bd · 3 ba · 1,718 sqft · $291/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2942 W BAY DRIVE UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2942 W BAY DRIVE UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2942 W BAY DRIVE UNIT 2 FAQs
What would the monthly payment be for 2942 W BAY DRIVE UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2942 W BAY DRIVE UNIT 2?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $2,395, this home is listed about 99% below the Belleair Bluffs median of $354,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2942 W BAY DRIVE UNIT 2?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BLUFFS 33770 market on paper
$2,395 is 99% below the BELLEAIR BLUFFS 33770 median of $275,000, and at $2/sqft it sits under the Belleair Bluffs average of $278.
02Time on market is leverage
323 days on market against a Belleair Bluffs median of 90 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · McKenzie Metts. MLS #TB8429156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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