0 RIVERHILLS DRIVE, TEMPLE TERRACE, FL, 33617
Active319 days on marketListed Sep 11, 2025MLS #TB8426382
About this home
0 RIVERHILLS DRIVE
This is an incredible opportunity to create your custom dream home on one of the last lots on the Hillsborough River. The lot, measuring 117 by 72 feet, is conveniently located in the heart of Temple Terrace, close to shopping, restaurants, and recreational activities. It offers direct access to the river, making it perfect for boating and fishing. Additionally, Riverhills Park is nearby, featuring a boardwalk, playground, and a boat launch.
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$353K → $418K
Temple Terrace median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 RIVERHILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
6915 N 40TH STREET
2 bd · 1 ba · 486 sqft · $370/sqft · 115 DOM
Sold · Mar ’26$75,000
7238 E BANK DRIVE UNIT 104
1 bd · 1 ba · 504 sqft · $149/sqft · 74 DOM
Sold · Apr ’26$84,600
7246 E BANK DRIVE UNIT 106
1 bd · 1 ba · 504 sqft · $168/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 RIVERHILLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 RIVERHILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 RIVERHILLS DRIVE FAQs
What would the monthly payment be for 0 RIVERHILLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 RIVERHILLS DRIVE?+
The most recent tax bill on record (2024) was $1,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 RIVERHILLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $250,000, this home is listed about 40% below the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 RIVERHILLS DRIVE?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$250,000 runs 43% above the TEMPLE TERRACE 33617 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
319 days on market against a Temple Terrace median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $300,000, now $250,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Christie Reed. MLS #TB8426382.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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