2960 AUTUMN ROCK DRIVE, ZEPHYRHILLS, FL, 33540
Active333 days on marketListed Sep 11, 2025MLS #TB8426082
About this home
2960 AUTUMN ROCK DRIVE
PRICE IMPROVEMENT!! Modern Luxury Meets Tranquil Waterside Living! Discover modern comfort and exceptional value in this spacious 2,585 sq ft, 2022-built single-family home located in the desirable Cobblestone community by M/I Homes. This inviting residence offers 4 bedrooms and 3 baths with one of the bedrooms downstairs with access to a full bath. This stunning two-story residence is nestled in one of the most sought-after up and coming areas! Designed with both elegance and comfort in mind, this home features soaring high ceilings that create a sense of openness and grandeur from the moment you walk through the door. The heart of the home is an expansive open-concept living area, flooded with natural light from floor-to-ceiling windows that perfectly frame breathtaking views of the serene water just beyond your backyard. Whether you’re sipping coffee at sunrise or entertaining guests at sunset, the back patio that offers front-row seats to nature’s beauty. The modern kitchen is fully equipped with high-end stainless steel appliances, sleek granite countertops, 36” cabinets with crown molding and a large island perfect for gathering. Perfect sized living area with a beautiful and new accent wall! Upstairs, a spacious primary suite with a view of the water, complete with a 2 person shower in the bathroom and walk-in closet. Outside, enjoy the peace of mind and exclusivity that comes with living New community, filled with upscale amenities, manicured landscaping, and a welcoming neighborhood atmosphere. With easy access to Wiregrass Mall, Premium Outlets ,nearby shopping, dining, and top-rated schools, this home offers the perfect blend of privacy, prestige, and convenience. YOU NEED THIS HOME!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,585
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,673 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,673/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Zephyrhills actives
$169 vs $176
Days on market
333 vs 49 typical
Where $169/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
189 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 2960 AUTUMN ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$402,000
2881 MISTY MARBLE DRIVE · same community
4 bd · 3 ba · 2,606 sqft · $154/sqft · 10 DOM
Sold · Jul ’26$369,000
2876 MISTY MARBLE DRIVE · same community
4 bd · 3 ba · 2,606 sqft · $142/sqft · 7 DOM
Sold · Jul ’26$575,000
10445 SE 42ND TERRACE · same community
4 bd · 2.5 ba · 2,831 sqft · $203/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2960 AUTUMN ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2960 AUTUMN ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2960 AUTUMN ROCK DRIVE FAQs
What would the monthly payment be for 2960 AUTUMN ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,673/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2960 AUTUMN ROCK DRIVE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2960 AUTUMN ROCK DRIVE?+
The most recent tax bill on record (2024) was $7,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2960 AUTUMN ROCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $437,000, this home is listed about 37% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2960 AUTUMN ROCK DRIVE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$437,000 runs 32% above the ZEPHYRHILLS 33540 median — but at 2,585 sqft it's also 58% larger than the typical Zephyrhills listing.
02Time on market is leverage
333 days on market against a Zephyrhills median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $448,000, now $437,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Leslie Knox. MLS #TB8426082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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