13705 IONA AVENUE, PALMETTO, FL, 34221
Active334 days on marketListed Sep 8, 2025MLS #TB8425432
Come see it
Upcoming open houses
Sat, Aug 8
10:00 AM – 5:00 PM
Clients/agents must visit the sales office at 7817 Coral Sea Lane, Palmetto, FL 34221, prior to visit.
Sun, Aug 9
12:00 PM – 5:00 PM
Clients/agents must visit the sales office at 7817 Coral Sea Lane, Palmetto, FL 34221, prior to visit.
About this home
13705 IONA AVENUE
New Construction – Ready Now! Welcome to the Monte at 13705 Iona Avenue in Esplanade at Coasterra. The Monte is a thoughtfully designed single-story home with 2 bedrooms, 2.5 bathrooms, a 2-car garage, and 1,843 square feet of living space. Step through the front porch into a welcoming foyer that opens into a bright, open-concept layout. The great room flows effortlessly into the kitchen, dining area, and a stunning lanai — the perfect place to unwind and enjoy peaceful evenings. Tucked away for privacy, the primary suite features a spa-inspired bathroom and a spacious walk-in closet. Toward the front of the home, you’ll find a versatile flex room, a second bedroom, a full bathroom, and a convenient laundry room. Additional Highlights Include: extended lanai, gourmet outdoor kitchen, and powder bath. MLS#TB8425432 - Discover Esplanade at Coasterra, your gateway to a new level of resort-style living in Palmetto, Florida. This vibrant gated community is designed to inspire meaningful connections and elevate your lifestyle with signature amenities and curated programs that invigorate the mind, body, and spirit. From beautifully appointed homes to concierge services and endless activities, every detail is crafted to make each day feel like a dream vacation. Life at Esplanade means enjoying a shimmering resort-style pool and spa with poolside cabanas, tennis and pickleball courts, and a state-of-the-art fitness center featuring Technogym® equipment. Unwind with signature spa services, gather with friends at the Bahama Bar, or challenge yourself in the virtual games suite. Outdoor enthusiasts will love the community garden, fire-side seating, and event lawn, while nature lovers can explore the NWF Monarch Butterfly Garden and NWF Nature Play Space™. There’s even a bark park for your furry friends. With so many thoughtfully designed spaces, Esplanade at Coasterra offers everything you need to live your best life, every single day.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,843
Sqft
0.19 ac
Lot size
2
Garage
2025
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,229/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$318 vs $206
Days on market
334 vs 56 typical
Where $318/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 13705 IONA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$520,000
13709 IONA AVENUE · same community
3 bd · 2 ba · 1,843 sqft · $282/sqft · 121 DOM
Sold · Dec ’25$494,000
7723 CASPIAN STREET · same community
3 bd · 2.5 ba · 1,838 sqft · $269/sqft · 22 DOM
Sold · Nov ’25$582,000
7821 CORAL SEA LANE · same community
2 bd · 2.5 ba · 1,838 sqft · $317/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13705 IONA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13705 IONA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13705 IONA AVENUE FAQs
What would the monthly payment be for 13705 IONA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,692/mo — principal and interest, estimated property taxes, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13705 IONA AVENUE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13705 IONA AVENUE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13705 IONA AVENUE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $585,999, this home is listed about 48% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13705 IONA AVENUE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$585,999 runs 57% above the PALMETTO 34221 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
334 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8425432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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