35174 ROTH LANE, DADE CITY, FL, 33525
Active332 days on marketListed Sep 4, 2025MLS #TB8422970
About this home
35174 ROTH LANE
REFRESHED PRICING on this build-ready gem in desirable Dade City. Build your private estate on 1.2 acres in the rolling hills. This high-and-dry homesite rests in Flood Zone X, offering peace of mind and lasting stability, while no HOA means the freedom to design a residence as unique as your vision. With ample room for a sprawling custom home, pool, and even a guesthouse or in-law suite, the possibilities are endless. Mature oaks frame the property in natural beauty and privacy, while lightly cleared frontage makes access and build prep easy. Utilities are nearby and septic is required, so the groundwork is set for your future build. Perfectly positioned near Lake Jovita Golf & Country Club, St. Leo University, the Mirada Lagoon, and historic downtown Dade City, this location blends small-town charm with modern convenience. Just minutes to Wesley Chapel and less than an hour to Tampa or Orlando, you’ll enjoy seamless access to shopping, dining, and entertainment while retreating home to the quiet luxury of the countryside. For added peace of mind, we work with lenders experienced in land loans and with builders approved for construction-to-perm financing—available to assist in designing and building your new home if desired, though there is no obligation. This is more than land—it’s the canvas for your forever home and the beginning of your legacy.
Facts & features
The home at a glance
1.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,538 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,538/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33525 — neighborhood snapshot
Population
20,220
Median age
44.2
Median income
$69,697
Median home value
$228,700
Avg household
2.57
Households w/ children
2,084
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the DADE CITY 33525 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near 35174 ROTH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$830,000
35150 ROTH LANE · same community
3 bd · 4 ba · 3,428 sqft · $242/sqft · 110 DOM
Sold · Jul ’26$75,000
11835 CIRCLE B ROAD
2 bd · 1 ba · 840 sqft · $89/sqft · 7 DOM
Sold · Dec ’25$350,000
11636 LINDA LANE
3 bd · 2 ba · 1,320 sqft · $265/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35174 ROTH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35174 ROTH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35174 ROTH LANE FAQs
What would the monthly payment be for 35174 ROTH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 35174 ROTH LANE?+
The most recent tax bill on record (2024) was $581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $210,000, this home is listed about 46% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 35174 ROTH LANE?+
Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DADE CITY 33525 market on paper
$210,000 is 44% below the DADE CITY 33525 median of $376,490.
02Time on market is leverage
332 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $274,900, now $210,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Vitalino Rocha. MLS #TB8422970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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