David Ramirez
$595,150$684,9603 bd3 ba2,483 sqft$240 /sqft$3,877 /mo all-in ↓

16694 HARVEST LEAF ROAD, SPRING HILL, FL, 34610

Active308 days on marketListed Sep 19, 2025MLS #TB8422280

Reduced $90KNew constructionSingle Family ResidenceDEL WEBB RIVER RESERVE PHASE 1A & 1B

Come see it

Upcoming open houses

Sat, Jul 25

9:00 AM – 5:00 PM

Visit the Sales Office Upon Arrival

Sun, Jul 26

12:00 PM – 5:00 PM

Visit the Sales Office Upon Arrival

About this home

16694 HARVEST LEAF ROAD

One or more photo(s) has been virtually staged. Move in Ready Available NOW!! Enjoy all the benefits of a new construction home and experience a new level of retirement living at our newest Del Webb community, Del Webb River Reserve, including no CDD debt with the purchase of this home. This brand-new active adult community represents everything that your next chapter in life should be about: Finding a place to belong and living life the way you want. Envision a thoughtfully crafted, resort-style residence nestled in nature with expansive amenities and vibrant gathering areas that will foster lifelong connections. This gated, active adult community is located 30 minutes north of Downtown Tampa. Featuring the open-concept Stellar floor plan, this home has all the space and upgraded finishes you've been looking for. The designer gourmet kitchen showcases a large center island with a large single bowl granite sink, stylish white cabinets, 3cm quartz countertops with tiled backsplash, a large pantry, and Whirlpool stainless steel appliances including a dishwasher, built-in oven and microwave, and stovetop with range hood. The bathrooms have upgraded stylish cabinets and quartz countertops and there is a walk-in shower and dual sinks in the Owner's bath. There is 9”x36” tile flooring in the main living areas, flex room, bathrooms and laundry room and stain resistant carpet in the bedrooms. Additional upgrades include tray ceiling at gathering room, screened in lanai, LED downlights and floor outlet in the gathering room, upgraded brushed nickel lighting and door hardware throughout, paver driveway and a Smart Home technology package with video doorbell. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,483

Sqft

0.2 ac

Lot size

2

Garage

2025

Year built

One

Levels

$240

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Tankless Water Heater
InteriorBuilt-in Features · Eating Space In Kitchen · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorthwest
ParkingGolf Cart Garage
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$282/mo
Taxes (2024)$0/yr
PetsNumber Limit, Yes
CommunityFitness Center · Golf Carts OK · Handicap Modified · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,877 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2024 actual bill$0
HOA fee — from the listing$282
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,515
Interest rate6.00%
Loan term

Estimated payment

$4,422/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Est. property taxes$546
HOA / condo fee$282
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$452KedgeAI estimate $491,860 · range $471K$543K$619K

vs edgeAI estimate

+21%

Days on market

308 vs 29 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 16694 HARVEST LEAF ROAD

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34610 — neighborhood snapshot

Population

16,544

Median age

40.5

Median income

$73,878

Median home value

$254,100

Avg household

2.83

Households w/ children

2,140

For the school run

Pasco County School District

ElementaryDr. Mary Giella Elementary School★★★★★
MiddleCrews Lake Middle School.★★★★
HighLand O' Lakes High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the SPRING HILL 34610 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $595,150 $90K
Sep 19, 2025Listed at $684,960 · 308 days on market since
2025Built · DEL WEBB RIVER RESERVE PHASE 1A & 1B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16694 HARVEST LEAF ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16694 HARVEST LEAF ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16694 HARVEST LEAF ROAD FAQs

What would the monthly payment be for 16694 HARVEST LEAF ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,877/mo — principal and interest, estimated property taxes, the $282/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16694 HARVEST LEAF ROAD?+

The association fee works out to $282 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16694 HARVEST LEAF ROAD?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16694 HARVEST LEAF ROAD?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $595,150, this home is listed about 73% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16694 HARVEST LEAF ROAD?+

Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle), Land O' Lakes High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$595,150 runs 56% above the SPRING HILL 34610 median — but at 2,483 sqft it's also 36% larger than the typical Spring Hill listing.

02Time on market is leverage

308 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Dr. Mary Giella Elementary School, Crews Lake Middle School., Land O' Lakes High School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $684,960, now $595,150 — a $90K cut. The full history is in the market section below.

Listing courtesy of PULTE REALTY OF WEST FLORIDA LLC · Jacque Gendron. MLS #TB8422280.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 16694 HARVEST LEAF ROAD but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 1:51 PM UTC. The listing information on this page last changed on July 24, 2026 at 1:51 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 1:51 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 1:51 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.