David Ramirez
$86,000$105,0002 bd1 ba888 sqft$97 /sqft$942 /mo all-in ↓

6132 HARRIET STREET, ZEPHYRHILLS, FL, 33542

Active341 days on marketListed Sep 2, 2025MLS #TB8422123

Priced 51% below the ZEPHYRHILLS 33542 medianReduced $19KMobile HomePINECREST MHP CO-OP

About this home

6132 HARRIET STREET

Welcome to your Florida paradise nestled in Pinecrest Mobile Home Park, a vibrant 55+ community in Zephyrhills. Come see this beautifully maintained 2-bedroom, 1-bath home. Most of the rooms have been freshly painted. Walk into the spacious bonus room which houses the washer, dryer and slop sink with a tiled floor. This room could used for many things. The kitchen has so many cabinets and lots of counter space with a breakfast bar, newer refrigerator, new sink and is open to the dining space and living room which is perfect for entertaining. Step out to the large screened enclosure at the back of the home, an ideal spot for relaxing and soaking up the Florida sunshine. It even includes a sizable storage shed for all your extras. The roof is around 6 years old an updated 200 amp electric panel. This home does have a ADT system if you would like to hook it up. Cement block all the way around the home with lovely flower beds. New owner will be a shareholder in this wonderful community and have a low monthly HOA fee of $178 covering water, sewer, garbage, and lawn maintenance. You'll have peace of mind and more time to enjoy your new home. Located close to shopping, grocery stores, and an array of dining options, this home is perfectly situated for convenience and comfort. Don't wait—schedule your showing today this one will not disappoint!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

888

Sqft

0.04 ac

Lot size

1974

Year built

One

Levels

$97

Per sqft

Partially55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofMetal · Roof Over
ConstructionMetal Siding · Vinyl Siding
FoundationCrawlspace
FacesWest
ParkingCovered
ExteriorAwning(s) · Rain Gutters · Storage

Community & fees

HOA fee$178/mo
Taxes (2024)$721/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$942 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$506
FHA mortgage insurance (est.)$38
Property tax — 2024 actual bill$60
HOA fee — from the listing$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,010Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,010
Interest rate6.00%
Loan term

Estimated payment

$942/mo

Principal & interest$506
FHA mortgage insurance (est.)$38
Property taxes (actual bill)$60
HOA / condo fee$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $86K
$83KedgeAI estimate $103,197 · range $90K$117K$122K

vs edgeAI estimate

−16.7%

$/sqft vs Zephyrhills actives

$97 vs $176

Days on market

341 vs 48 typical

Where $97/sqft sits among the 400 Zephyrhills actives

33 · this home
68
93
90
70
46
$97–122$122–148$148–174$174–199$199–225$225+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 6132 HARRIET STREET

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33542 — neighborhood snapshot

Population

24,306

Median age

51.5

Median income

$49,011

Median home value

$129,900

Avg household

2.29

Households w/ children

2,122

For the school run

Pasco County School District

HighZephyrhills High School★★★★
ElementaryWoodland Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

187 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $86,000 $19K
Sep 2, 2025Listed at $105,000 · 341 days on market since
1974Built · PINECREST MHP CO-OP

Reality check

What actually sold near 6132 HARRIET STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6109 CRESTON STREETSold · May ’26

$55,500

6109 CRESTON STREET · same community

2 bd · 2 ba · 704 sqft · $79/sqft · 129 DOM

4824 16TH STREETSold · Sep ’25

$230,000

4824 16TH STREET

2 bd · 1.5 ba · 912 sqft · $252/sqft · 118 DOM

4802 18TH STREETSold · Aug ’25

$252,000

4802 18TH STREET

2 bd · 2 ba · 932 sqft · $270/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6132 HARRIET STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6132 HARRIET STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

6132 HARRIET STREET FAQs

What would the monthly payment be for 6132 HARRIET STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $942/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6132 HARRIET STREET?+

The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6132 HARRIET STREET?+

The most recent tax bill on record (2024) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6132 HARRIET STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $86,000, this home is listed about 73% below the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.

Which schools are assigned to 6132 HARRIET STREET?+

Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ZEPHYRHILLS 33542 market on paper

$86,000 is 51% below the ZEPHYRHILLS 33542 median of $175,000, and at $97/sqft it sits under the Zephyrhills average of $180.

02Time on market is leverage

341 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $105,000, now $86,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Linda Rotante. MLS #TB8422123.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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