1009 MERCER LOOP, PLANT CITY, FL, 33567
Active336 days on marketListed Aug 27, 2025MLS #TB8421773
About this home
1009 MERCER LOOP
Charming 3-Bedroom, 1.5-Bath Home on Spacious .53-Acre Lot. Located in the heart of Plant City, this cozy home sits on a fully fenced, oversized lot with no HOA or deed restrictions—perfect for those who enjoy freedom and space. With a large backyard, there's plenty of room for all your toys, including boats, RVs, and more! Inside, you’ll find a bright, open layout featuring a spacious kitchen and living room, ideal for family gatherings and entertaining. The primary bedroom boasts a generous walk-in closet, providing ample storage space. The inside laundry room adds extra convenience for everyday living. Step outside to an expansive patio, perfect for hosting friends and family or simply relaxing outdoors. With easy access to Interstate 4, schools, shopping, and local amenities, this home is perfectly located for convenience and accessibility.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,440
Sqft
0.53 ac
Lot size
1966
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55.2%
$/sqft vs UNPLATTED
$139 vs $312
Days on market
336 vs 33 typical
Where $139/sqft sits among the 175 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33567 — neighborhood snapshot
Population
12,292
Median age
41.6
Median income
$85,737
Median home value
$288,700
Avg household
3.07
Households w/ children
1,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$354K → $365K
Plant City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
70 of 175
UNPLATTED have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PLANT CITY 33567 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1009 MERCER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$125,000
11640 COUNTY RD 579 HIGHWAY · same community
3 bd · 2 ba · 1,352 sqft · $92/sqft · 1 DOM
Sold · Dec ’25$415,000
7045 STAFFORD ROAD · same community
3 bd · 2 ba · 1,536 sqft · $270/sqft · 106 DOM
Sold · Mar ’26$175,000
4409 SMITH RYALS ROAD · same community
3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 MERCER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 MERCER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1009 MERCER LOOP FAQs
What would the monthly payment be for 1009 MERCER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,735/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1009 MERCER LOOP?+
The most recent tax bill on record (2024) was $3,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $199,900, this home is listed about 49% below the Plant City median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 MERCER LOOP?+
Trapnell Elementary School (elementary), Turkey Creek Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PLANT CITY 33567 market on paper
$199,900 is 47% below the PLANT CITY 33567 median of $380,000, and at $139/sqft it sits under the Plant City average of $241.
02Time on market is leverage
336 days on market against a Plant City median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,000, now $199,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Trent Davis. MLS #TB8421773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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