127 1ST STREET E UNIT 103, TIERRA VERDE, FL, 33715
Active333 days on marketListed Sep 4, 2025MLS #TB8421668
About this home
127 1ST STREET E UNIT 103
Welcome to Tierra Verde Island and waterfront living at its best. This 3-bedroom, 3-bath plus bonus room in the garage has many updates and is move in ready. The unit has an open floor plan and large bedrooms to accommodate you, your family and guests. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, deep food pantry, and ample storage with views of the water. The dining room and living room flow seamlessly to the open water view from the balcony. A 3rd bedroom and full bath are also located on this floor. The large primary suite on the 3rd level boasts beautiful water views, a walk-in closet and ab ensuite bath. The 2nd bedroom on this floor is quite large and features 2 full-sized closets. The Village at Tierra Verde offers the most complete resort style amenities including 3 geothermal heated and chilled pools, 3 har tru clay tennis courts with an active tennis group, clubhouse with a fitness center, a men’s and ladies' saunas, a pool room/library, a large party room with kitchen, and a 24/7 manned gate for your peace of mind. The community has completed its Milestone Inspection and made the necessary corrections. The white sand beaches of the Gulf are only minutes away. This community is a short drive to vibrant downtown St Petersburg and Tampa airport is only 30 minutes away. Come see this beautiful condo today and make it your own.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,755
Sqft
6.83 ac
Lot size
1
Garage
1982
Year built
Three Or More
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$356 vs $452
Days on market
333 vs 66 typical
Where $356/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$628K → $1.1M
Tierra Verde median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 134% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 127 1ST STREET E UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$789,000
121 1ST STREET E UNIT 109 · same community
3 bd · 3.5 ba · 1,755 sqft · $450/sqft · 32 DOM
Sold · Feb ’26$670,000
120 1ST STREET E UNIT 109 · same community
2 bd · 2.5 ba · 1,676 sqft · $400/sqft · 201 DOM
Sold · Sep ’25$495,000
120 1ST STREET E UNIT 104 · same community
2 bd · 3 ba · 1,650 sqft · $300/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 127 1ST STREET E UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 1ST STREET E UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
127 1ST STREET E UNIT 103 FAQs
What would the monthly payment be for 127 1ST STREET E UNIT 103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 127 1ST STREET E UNIT 103?+
The most recent tax bill on record (2024) was $10,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 127 1ST STREET E UNIT 103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $625,000, this home is listed about 25% below the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.
Which schools are assigned to 127 1ST STREET E UNIT 103?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 134% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
333 days on market against a Tierra Verde median of 66 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,000, now $625,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Barb Hetrick Pa. MLS #TB8421668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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