David Ramirez
$435,000$450,0004 bd3 ba2,008 sqft$217 /sqft$3,011 /mo all-in ↓

3349 OAKWOOD DRIVE, WESLEY CHAPEL, FL, 33543

Active342 days on marketListed Aug 28, 2025MLS #TB8420321

Reduced $15KPrivate poolManufactured HomeZEPHYRHILLS COLONY

About this home

3349 OAKWOOD DRIVE

CLASSIC Brick and Wrought Iron Entry Welcomes you to this beautifully maintained and thoughtfully updated 4-bedroom (PLUS Office/Den), 3-bath home offering 2,008 square feet of comfortable living space on a fenced 1.11 acre lot in a serene, park-like setting. From the moment you arrive, the charm is undeniable... beginning with a rocking chair front porch overlooking front landscape and a leaded glass front door that sets a warm and welcoming tone. Step inside to a light, bright, and open floorplan featuring luxury vinyl plank flooring throughout (2021) and a spacious split-bedroom layout that offers both functionality and privacy. The expansive gathering room IS OPEN and connects to the kitchen, making it ideal for entertaining family and friends! The kitchen boasts a large center island, updated Stainless steel appliances, white and gray two tone cabinets, undermount sink and eat in dining space. A cozy wood-burning fireplace anchors the living room, creating a perfect spot for relaxing evenings. The primary suite is a true retreat, offering an enormous walk-in closet, a private vanity space large enough to serve as a home office or nursery plus a beautifully updated ensuite with ceramic tile. The second Bath features a skylight, filling the space with natural light. REST EASY and Enjoy the outdoors year-round with a 12' x 18' screened back porch overlooking your private, fenced backyard, complete with a firepit area plus a 24' round above-ground pool with wooden sundeck—ideal for summer fun. Additional highlights include a huge detached 24’ x 24’ garage with cathedral ceilings, dual garage doors, and a finished interior... perfect for a workshop or hobby space. You’ll also appreciate the arbor leading from the driveway to your private retreat, large storage shed, 2021 Craftsman 30-gallon water heater with a 4-ton, 14 SEER Tempstar HVAC system installed in 2022. A new dimensional shingle roof was added in November 2024, offering efficient utility bills and peace of mind for years to come. This property has NO CDD fees, NO HOA fees and is on well and septic, offering lower utility costs which provides the perfect blend of peaceful country living, city close, with modern updates. With its Light, bright, SPACIOUS floorplan boasting flexible spaces and inviting outdoor features, this home truly has it ALL! Located on a quiet lane in Zephyrhills, with major highways nearby for easy access to Lakeland, Wesley Chapel, Tampa, shopping, restaurants, medical facilities, airports and Florida beaches! CALL TODAY!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,008

Sqft

1.11 ac

Lot size

2

Garage

1995

Year built

One

Levels

$217

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorLighting · Rain Gutters

Community & fees

Taxes (2024)$1,175/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,011 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2024 actual bill$98
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,011/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$98
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Wesley Chapel actives

$217 vs $205

Days on market

342 vs 45 typical

Where $217/sqft sits among the 400 Wesley Chapel actives

79
112
93 · this home
52
26
38
$149–176$176–203$203–230$230–257$257–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills Colony

Map of 3349 OAKWOOD DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)48 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Zephyrhills Colony — neighborhood snapshot

Population

333

Median age

49

Median income

$45,500

Median home value

$213,700

Avg household

2

Households w/ children

12%

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighWesley Chapel High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

211 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $15K
Aug 28, 2025Listed at $450,000 · 342 days on market since
1995Built · ZEPHYRHILLS COLONY

Reality check

What actually sold near 3349 OAKWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

37340 TROPICAL DRIVESold · Feb ’26

$93,000

37340 TROPICAL DRIVE · same community

3 bd · 2 ba · 1,404 sqft · $66/sqft · 51 DOM

5104 LITTLE LAKE CTSold · Apr ’26

$70,000

5104 LITTLE LAKE CT · same community

2 bd · 2 ba · 1,344 sqft · $52/sqft · 47 DOM

37403 STANFORD AVENUESold · Apr ’26

$340,000

37403 STANFORD AVENUE · same community

3 bd · 2 ba · 1,300 sqft · $262/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3349 OAKWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3349 OAKWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3349 OAKWOOD DRIVE FAQs

What would the monthly payment be for 3349 OAKWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,011/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3349 OAKWOOD DRIVE?+

The most recent tax bill on record (2024) was $1,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3349 OAKWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $435,000, this home is priced right at the Wesley Chapel median.

Which schools are assigned to 3349 OAKWOOD DRIVE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Wesley Chapel High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$435,000 runs 24% above the WESLEY CHAPEL 33543 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

342 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $435,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8420321.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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