David Ramirez
$445,000$549,0002 bd1 ba974 sqft$457 /sqft$4,807 /mo all-in ↓

10265 GULF BOULEVARD UNIT A-301, ST PETERSBURG, FL, 33706

Active346 days on marketListed Aug 29, 2025MLS #TB8420160

Reduced $104KFully furnishedCondominiumWESTWINDS OF TREASURE ISLAND CONDO

About this home

10265 GULF BOULEVARD UNIT A-301

Investor Alert! Treasure Island Waterfront Investment Condo | No Rental Restrictions | Gulf Views & Strong Income Potential Investor Alert! Rare opportunity to own a fully furnished, turnkey waterfront condo in one of Treasure Island's most sought-after beach communities. Located at Westwind's Waterfront Resort, this beautifully updated 2-bedroom, 1-bath Martinique unit, with covered parking and storage locker, offers the perfect combination of great location, Owner flexibility, and income-producing potential. Positioned directly on the Intracoastal Waterway and just steps from the world-famous white-sand beaches of Treasure Island, this property is ideally suited for investors seeking a high-demand vacation rental, second home, or long-term wealth-building asset. One of the standout features is the community's no rental restrictions, allowing flexible daily, weekly, and short-term rentals (1–7 nights). This provides owners with maximum occupancy opportunities and the ability to capitalize on Florida's thriving vacation rental market. Whether marketed on Airbnb, VRBO, or other rental platforms, this location consistently attracts beachgoers, boaters, snowbirds, and vacation travelers year-round. The unit is being sold fully furnished and turnkey, allowing a new owner to begin generating rental income immediately. Even more rare, this condo includes two parking spaces, covered parking, and private storage—highly desirable amenities that enhance guest satisfaction and rental appeal. Guests and owners enjoy resort-style amenities including: Heated waterfront swimming pool Private Intracoastal docks Fishing and boating opportunities Waterfront grilling and picnic areas Tropical landscaped grounds Pet-friendly ownership Walking distance to beaches, restaurants, bars, shopping, and entertainment From your unit, enjoy beautiful Gulf views, stunning sunset skies, and refreshing coastal breezes. The property's unbeatable location places visitors within minutes of John's Pass Village, waterfront dining, live music venues, charter fishing, dolphin cruises, and everything that makes Florida's Gulf Coast one of the nation's top vacation destinations. With limited waterfront inventory, strong tourism demand, flexible rental policies, and exceptional walkability, this is a rare opportunity to acquire a cash-flow potential beachfront investment property in the heart of Treasure Island. Whether you're building a vacation rental portfolio, completing a 1031 exchange, or searching for a beachfront investment with immediate income potential, Westwind's Waterfront Resort delivers the location, amenities, and rental flexibility investors are seeking.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

974

Sqft

0.9 ac

Lot size

1970

Year built

One

Levels

$457

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock
FoundationBlock · Pillar/Post/Pier
FacesSouthwest
ExteriorGarden · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Storage

Community & fees

HOA fee$1,253/mo
Taxes (2024)$6,932/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,807 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2024 actual bill$578
Condo fee — from the listing$1,253
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$4,807/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$578
HOA / condo fee$1,253
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$273KedgeAI estimate $297,529 · range $285K$328K$463K

vs edgeAI estimate

+49.6%

$/sqft vs St Petersburg actives

$457 vs $329

Days on market

346 vs 57 typical

Where $457/sqft sits among the 400 St Petersburg actives

137
140
57 · this home
28
11
27
$137–273$273–408$408–544$544–679$679–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 10265 GULF BOULEVARD UNIT A-301

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

223 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the ST PETERSBURG 33706 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $445,000 $104K
Aug 29, 2025Listed at $549,000 · 346 days on market since
1970Built · WESTWINDS OF TREASURE ISLAND CONDO

Reality check

What actually sold near 10265 GULF BOULEVARD UNIT A-301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10265 GULF BOULEVARD UNIT A107Sold · Jul ’26

$384,900

10265 GULF BOULEVARD UNIT A107 · same community

1 bd · 1 ba · 798 sqft · $482/sqft · 304 DOM

7922 SAILBOAT KEY BOULEVARD S UNIT 304Sold · Mar ’26

$330,000

7922 SAILBOAT KEY BOULEVARD S UNIT 304

1 bd · 2 ba · 980 sqft · $337/sqft · 10 DOM

7951 GULF BOULEVARDSold · Mar ’26

$328,400

7951 GULF BOULEVARD

2 bd · 1.5 ba · 1,118 sqft · $294/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10265 GULF BOULEVARD UNIT A-301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10265 GULF BOULEVARD UNIT A-301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10265 GULF BOULEVARD UNIT A-301 FAQs

What would the monthly payment be for 10265 GULF BOULEVARD UNIT A-301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,807/mo — principal and interest, the actual property-tax bill, the $1,253/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10265 GULF BOULEVARD UNIT A-301?+

The association fee works out to $1,253 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10265 GULF BOULEVARD UNIT A-301?+

The most recent tax bill on record (2024) was $6,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10265 GULF BOULEVARD UNIT A-301?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $445,000, this home is listed about 3% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10265 GULF BOULEVARD UNIT A-301?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

02Know the monthly fee

The association fee is $1,253/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

346 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $549,000, now $445,000 — a $104K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Bryan Manly. MLS #TB8420160.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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