228 14TH STREET, INTERLACHEN, FL, 32148
Active341 days on marketListed Aug 20, 2025MLS #TB8418863
About this home
228 14TH STREET
OWNER FINANCING AVAILIBLE! Escape the hustle and bustle and embrace peace and tranquility with this beautiful piece of land, perfect for those seeking a serene, nature-filled lifestyle. Whether you're ready to place your modular home or simply looking to invest in a quiet, rural retreat—this property is ready for you. Located in a charming, undeveloped area surrounded by natural Florida beauty, this lot offers convenient access to nearby lakes including Lucy, Galilee, and Lady's Slipper—ideal for fishing, kayaking, or simply enjoying the outdoors. With no HOA, no CDD fees, and no flood insurance required, you have the freedom to make this space your own with minimal restrictions. Situated just 30 minutes from Gainesville, you're close enough to city amenities while enjoying the peace of a countryside setting. Whether you're building now or buying and holding, this is your opportunity to own your own slice of paradise.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$226 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$226/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $152K
Interlachen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 228 14TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$82,000
908 SILVER OAK AVENUE · same community
3 bd · 2 ba · 1,008 sqft · $81/sqft · 43 DOM
Sold · Sep ’25$185,000
1707 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,040 sqft · $178/sqft · 122 DOM
Sold · Sep ’25$151,000
715 MEGAN CIRCLE · same community
2 bd · 2 ba · 1,092 sqft · $138/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 228 14TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 228 14TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
228 14TH STREET FAQs
What would the monthly payment be for 228 14TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $226/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 228 14TH STREET?+
The most recent tax bill on record (2024) was $89. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $9,200, this home is listed about 96% below the Interlachen median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 228 14TH STREET?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INTERLACHEN 32148 market on paper
$9,200 is 26% below the INTERLACHEN 32148 median of $12,500.
02Time on market is leverage
341 days on market against a Interlachen median of 22 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $15,000, now $9,200 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · David Mayhew. MLS #TB8418863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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