David Ramirez
$1,999,900$2,590,0005 bd3.5 ba4,634 sqft$432 /sqft$13,199 /mo all-in ↓

11700 5TH STREET E, TREASURE ISLAND, FL, 33706

Active343 days on marketListed Aug 16, 2025MLS #TB8418424

Reduced $590KWaterfrontPrivate poolSingle Family ResidenceCAPRI ISLE SUB

About this home

11700 5TH STREET E

Virtually Staged. PRICE REDUCTION PROGRAM NOW ACTIVE! NEW PRICE $1,999,900. Interested buyers are encouraged to act quickly, as increased buyer interest and competition has developed as the price is now under $2M. When a $2.5M home drops $500,000 in price reductions, the market notices. This is that moment and now the clock is ticking. 11700 5th St E is the only elevated, true 5-bedroom waterfront estate on Florida's Gulf Coast barrier islands at this price. With over $500,000 in reductions and extensive seller upgrades already completed, this is unmatched value in one of America's most sought-after coastal markets. Direct Gulf access through John's Pass — NO low bridges. A 20,000 lb boat lift, updated double-sided composite dock with electric and water, and open water in minutes. Offshore fishing at dawn or cruising at sunset, this is the boater's address on the barrier islands. BUILT FOR THE SUNSET! Prized western exposure delivers panoramic Gulf Coast sunsets through a dramatic wall of west-facing glass every single evening. The primary suite occupies the entire third floor, fully remodeled in 2021, with a spa-inspired bath and a private top-floor terrace where the view is yours alone. Over 4,600 square feet of refined coastal living. Open floor plan. Chef's kitchen. Dedicated office. Game room. Heated saltwater pool with new pump and salt generator (2025). Four-car tandem garage. No HOA. Cathedral ceilings, crown molding, gas fireplace, and stone counters throughout. New metal roof (2019). Two new AC systems (2019). Two new water heaters (2022). Fresh exterior paint (2023). Move in, cast a line, watch the sunset. No projects. No delays. At $431/sq ft, this is the best waterfront value on the Gulf Coast today. The only elevated 5-bedroom waterfront home on the barrier islands with Gulf access, a 20,000lb lift, western sunsets, and zero HOA at this price point. Don't wait, the buyers are noticing and looking. That buyer could be you, or it could be someone who acted while you hesitated. Call today. At this price the next showing may be the last.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,634

Sqft

0.19 ac

Lot size

4

Garage

1998

Year built

Three Or More

Levels

$432

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Vinyl Siding · Wood Siding
FoundationStilt/On Piling
ViewPool · Water
FacesEast
ParkingGarage Door Opener · Ground Level · Oversized · Tandem
ExteriorSliding Doors

Community & fees

Taxes (2024)$17,976/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,199 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,791
PMI (est., until 20% equity)$750
Property tax — 2024 actual bill$1,498
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,990
Interest rate6.00%
Loan term

Estimated payment

$13,199/mo

Principal & interest$10,791
PMI (est., until 20% equity)$750
Property taxes (actual bill)$1,498
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CAPRI ISLE SUB

$432 vs $721

Days on market

343 vs 74 typical

Where $432/sqft sits among the 6 homes for sale in CAPRI ISLE SUB

1 · this home
0
1
0
3
1
$432–497$497–563$563–629$629–695$695–761$761+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capri Isle

Map of 11700 5TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Capri Isle — neighborhood snapshot

Population

1,978

Median age

60

Median income

$129,262

Median home value

$668,850

Avg household

2

Households w/ children

44%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

1 of 6

CAPRI ISLE SUB have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 344% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,999,900 $590K
Aug 16, 2025Listed at $2,590,000 · 343 days on market since
1998Built · CAPRI ISLE SUB

Reality check

What actually sold near 11700 5TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

440 CAPRI BOULEVARDSold · Sep ’25

$2,400,000

440 CAPRI BOULEVARD · same community

4 bd · 3.5 ba · 3,274 sqft · $733/sqft · 146 DOM

12570 4TH STREET ESold · Jun ’26

$1,000,000

12570 4TH STREET E · same community

4 bd · 3 ba · 2,818 sqft · $355/sqft · 0 DOM

11625 5TH STREET ESold · Jul ’25

$1,550,000

11625 5TH STREET E · same community

4 bd · 4 ba · 2,438 sqft · $636/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11700 5TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11700 5TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11700 5TH STREET E FAQs

What would the monthly payment be for 11700 5TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11700 5TH STREET E?+

The most recent tax bill on record (2024) was $17,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11700 5TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $1,999,900, this home is listed about 203% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11700 5TH STREET E?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,999,900 runs 344% above the TREASURE ISLAND 33706 median — but at 4,634 sqft it's also nearly 4 times the size of the typical Treasure Island listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

343 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,590,000, now $1,999,900 — a $590K cut. The full history is in the market section below.

Listing courtesy of WATERFRONT REALTY TAMPABAY · Tim Johnson. MLS #TB8418424.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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