2886 SUNCOAST PLAINS DRIVE, ODESSA, FL, 33556
Active351 days on marketListed Aug 20, 2025MLS #TB8417786
About this home
2886 SUNCOAST PLAINS DRIVE
Step into effortless Florida living with this stunning 2021-built townhome located in the highly desirable Preserve community by DR Horton. Perfectly positioned with no rear neighbors, this 3-bedroom, 2.5-bath residence with a 1-car garage offers the ideal blend of privacy, style, and convenience. From the moment you enter, you’re welcomed by a bright, open-concept layout enhanced by soaring ceilings, elegant tile flooring, and abundant natural light. The chef-inspired kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, and a spacious center island—perfect for entertaining or casual dining. The seamless flow into the dining and living areas leads to a covered lanai, creating a perfect indoor-outdoor retreat for relaxing evenings or weekend gatherings. Upstairs, retreat to the spacious primary suite complete with dual closets, including a walk-in closet , and a well-appointed en-suite bath with dual vanities. Two additional bedrooms—one with its own walk-in closet—present flexibility for guests, family, or a home office, while a full bath and convenient laundry closet complete the upper level. Enjoy added value with a 2-car parking pad and low-maintenance living, all within a vibrant, amenity-rich community. The Preserve offers resort-style features including a clubhouse, 24-hour fitness center, heated pool, Olympic lap pool, cabanas, sports courts, dog park, playground, and scenic trails with direct access to the Suncoast Trail. Ideally located near top-rated schools, premier shopping, dining, and entertainment, with easy access to SR 54 and the Suncoast Parkway for a quick commute to Tampa. Homes like this don’t last—schedule your private showing today and experience the lifestyle you’ve been waiting for!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,673
Sqft
0.04 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Odessa actives
$179 vs $271
Days on market
351 vs 44 typical
Where $179/sqft sits among the 200 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
114 of 200
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2886 SUNCOAST PLAINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$325,000
2699 SUNCOAST BLEND DRIVE
3 bd · 2.5 ba · 1,673 sqft · $194/sqft · 18 DOM
Sold · Nov ’25$367,000
17349 LAWN ORCHID LOOP
3 bd · 2 ba · 1,655 sqft · $222/sqft · 6 DOM
Sold · Jun ’26$455,000
15133 CARAVAN AVENUE
3 bd · 2 ba · 1,649 sqft · $276/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2886 SUNCOAST PLAINS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2886 SUNCOAST PLAINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2886 SUNCOAST PLAINS DRIVE FAQs
What would the monthly payment be for 2886 SUNCOAST PLAINS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,625/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2886 SUNCOAST PLAINS DRIVE?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2886 SUNCOAST PLAINS DRIVE?+
The most recent tax bill on record (2024) was $5,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2886 SUNCOAST PLAINS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $299,000, this home is listed about 57% below the Odessa median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2886 SUNCOAST PLAINS DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$299,000 is 55% below the ODESSA 33556 median of $666,500, and at $179/sqft it sits under the Odessa average of $355.
02Time on market is leverage
351 days on market against a Odessa median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $335,000, now $299,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Pat Rodgers McCullough. MLS #TB8417786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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