14631 LAKE FOREST DRIVE, LUTZ, FL, 33559
Active345 days on marketListed Aug 22, 2025MLS #TB8416324
About this home
14631 LAKE FOREST DRIVE
Welcome to easy, low-maintenance living in one of Tampa Bay's most convenient locations. Offering exceptional value in today's market, this move-in-ready 3-bedroom, 2.5-bath townhome combines comfortable living, low ownership costs, and outstanding accessibility, making it an excellent opportunity for first-time homebuyers, downsizers, healthcare professionals, university employees, or investors seeking a long-term rental property. Tucked away on a quiet cul-de-sac in the desirable Lake Forest community, this home is ideally located just minutes from USF, Moffitt Cancer Center, James A. Haley Veterans' Hospital, AdventHealth, MOSI, shopping, dining, and everyday conveniences. With quick access to I-75, I-275, Bruce B. Downs Boulevard, and major commuter routes, reaching downtown Tampa, Tampa International Airport, Busch Gardens, Raymond James Stadium, Armature Works, Water Street, and the Riverwalk is quick and convenient. Inside, the thoughtfully designed floor plan offers an open-concept living and dining area with durable ceramic tile flooring throughout the first level. The kitchen features granite countertops, wood cabinetry with crown molding, a pantry, matching appliances, generous counter space, and a functional layout that makes everyday living and entertaining effortless. A full bathroom on the first floor provides added flexibility for guests or a home office setup. Step outside to enjoy your own private screened lanai overlooking a fenced courtyard with a wood deck, creating the perfect space for morning coffee, outdoor dining, or relaxing after a long day. A spacious exterior storage closet provides additional room for bikes, tools, or seasonal items. Upstairs, luxury vinyl plank flooring extends throughout all three bedrooms, offering both style and easy maintenance. The spacious primary suite features a walk-in closet and an updated en-suite bathroom, while two additional bedrooms share a well-appointed full bathroom. Residents enjoy two assigned parking spaces along with ample guest parking. The Lake Forest community offers an impressive collection of amenities, including an Olympic-size swimming pool with lap lanes, spa, tennis courts, pickleball courts, clubhouse, walking paths, scenic lakes, and expansive green space. The HOA provides exceptional value by covering roof replacement, exterior building maintenance, lawn care, landscaping, fertilization, and trash service, allowing you to enjoy a truly low-maintenance lifestyle with fewer unexpected expenses. Whether you're searching for your first home, a primary residence close to Tampa's leading employers, or a smart long-term investment opportunity, this property offers an unbeatable combination of location, convenience, affordability, and lifestyle. Schedule your private showing today and discover everything this home has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,178
Sqft
0.03 ac
Lot size
1976
Year built
Two
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.4%
$/sqft vs Lutz actives
$208 vs $243
Days on market
345 vs 35 typical
Where $208/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
160 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 14631 LAKE FOREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$190,900
14667 PINE GLEN CREEK UNIT 14667 · same community
3 bd · 1.5 ba · 1,178 sqft · $162/sqft · 215 DOM
Sold · Jun ’26$215,000
14602 PINE GLEN CIRCLE · same community
2 bd · 1 ba · 930 sqft · $231/sqft · 9 DOM
Sold · Jul ’26$245,000
14805 LAKE FOREST DRIVE · same community
3 bd · 1.5 ba · 1,510 sqft · $162/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14631 LAKE FOREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14631 LAKE FOREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14631 LAKE FOREST DRIVE FAQs
What would the monthly payment be for 14631 LAKE FOREST DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,336/mo — principal and interest, the actual property-tax bill, the $321/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14631 LAKE FOREST DRIVE?+
The association fee works out to $321 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14631 LAKE FOREST DRIVE?+
The most recent tax bill on record (2024) was $3,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14631 LAKE FOREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $245,000, this home is listed about 50% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 14631 LAKE FOREST DRIVE?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33559 market on paper
$245,000 is 41% below the LUTZ 33559 median of $417,500, and at $208/sqft it sits under the Lutz average of $269.
02Time on market is leverage
345 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $250,000, now $245,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Khristian Marcotrigiano. MLS #TB8416324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 14631 LAKE FOREST DRIVE but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →