David Ramirez
$139,900$150,000$1,098 /mo all-in ↓

20026 HIDEAWAY LANE, LUTZ, FL, 33558

Active347 days on marketListed Aug 11, 2025MLS #TB8416199

Priced 62% below the LUTZ 33558 medianReduced $10KLAKE COMO HOMESITES

About this home

20026 HIDEAWAY LANE

Discover an exceptional opportunity to build your dream home on this 100' x 135' parcel in Pasco County, zoned R-1 for single-family residential development. The property includes 65 feet of deeded access to Moss Lake, a scenic 29-acre motorized lake ideal for boating, fishing, and lakefront relaxation. The .31-acre buildable area sits in Flood Zone X (no flood insurance typically required), while the portion in the SE corner—home to native cypress trees—is located in Zone AE. Whether you're looking to build new, invest, or enjoy a rustic weekend getaway, this unique property offers flexibility, natural beauty, and prime location.

Facts & features

The home at a glance

0.31 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2024)$626/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,098 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2024 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,897
Interest rate6.00%
Loan term

Estimated payment

$1,098/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lutz

Map of 20026 HIDEAWAY LANE

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% below the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,900 $10K
Aug 11, 2025Listed at $150,000 · 347 days on market since

Reality check

What actually sold near 20026 HIDEAWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20105 GREEN GRASS LANESold · May ’26

$279,500

20105 GREEN GRASS LANE · same community

2 bd · 1 ba · 912 sqft · $306/sqft · 180 DOM

20125 GREEN GRASS LANESold · May ’26

$447,000

20125 GREEN GRASS LANE · same community

4 bd · 3 ba · 3,169 sqft · $141/sqft · 180 DOM

19513 DEER LAKE ROADSold · Jul ’26

$450,000

19513 DEER LAKE ROAD

3 bd · 1 ba · 1,200 sqft · $375/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20026 HIDEAWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20026 HIDEAWAY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

20026 HIDEAWAY LANE FAQs

What would the monthly payment be for 20026 HIDEAWAY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20026 HIDEAWAY LANE?+

The most recent tax bill on record (2024) was $626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20026 HIDEAWAY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $139,900, this home is listed about 71% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 20026 HIDEAWAY LANE?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LUTZ 33558 market on paper

$139,900 is 62% below the LUTZ 33558 median of $371,750.

02Time on market is leverage

347 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $150,000, now $139,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of CORNERSTONE PROP.INTERNATIONAL · Steve Eckhardt. MLS #TB8416199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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