38942 9TH AVENUE, ZEPHYRHILLS, FL, 33542
Active335 days on marketListed Sep 4, 2025MLS #TB8415700
About this home
38942 9TH AVENUE
Your own private retreat in the heart of Zephyrhills — available now. This well-maintained 2-bedroom, 1-bathroom half-duplex offers the comfort and privacy of a home at a price that's hard to beat. Step inside to find tile floors throughout, ceiling fans, and a bright, functional layout that lives larger than it looks. The dedicated utility room comes with an in-unit washer and dryer — no laundromat runs needed. Relax on the covered front porch in the morning or unwind on the back patio in the evening. Off-street parking is available, and you're just minutes from AdventHealth Zephyrhills, downtown shopping and dining, and Towne Square. Everything you need is close by. Pets considered on a case-by-case basis (additional pet deposit and monthly fee apply; no aggressive breeds). 12-month lease. Full background and credit checks are run on all tenants 18 years and older. Combined income must be at least 3x's the rent amount ($4,200). No Evictions. Move-in requires first month's rent plus security deposit. Utilities not included. Ready to make it yours? Applications are open — reach out today to schedule a showing.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
850
Sqft
0.32 ac
Lot size
1983
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CITY ZEPHYRHILLS
$2 vs $205
Days on market
335 vs 48 typical
Where $2/sqft sits among the 14 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
8 of 14
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 38942 9TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$219,900
5811 11TH STREET · same community
2 bd · 1 ba · 800 sqft · $275/sqft · 64 DOM
Sold · Apr ’26$113,500
5450 10TH STREET · same community
2 bd · 1.5 ba · 941 sqft · $121/sqft · 47 DOM
Sold · Aug ’25$210,000
5238 16TH STREET · same community
2 bd · 2 ba · 730 sqft · $288/sqft · 300 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38942 9TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38942 9TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38942 9TH AVENUE FAQs
What would the monthly payment be for 38942 9TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 38942 9TH AVENUE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $1,400, this home is listed about 100% below the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 38942 9TH AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$1,400 is 99% below the ZEPHYRHILLS 33542 median of $175,000, and at $2/sqft it sits under the Zephyrhills average of $179.
02Time on market is leverage
335 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,450, now $1,400 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNLIGHT REALTY LLC · Sam Turgeon. MLS #TB8415700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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