1000 COVE CAY DRIVE UNIT 2C, CLEARWATER, FL, 33760
Active361 days on marketListed Aug 6, 2025MLS #TB8414159
About this home
1000 COVE CAY DRIVE UNIT 2C
HUGE PRICE DROP Step into a bright, easy-living 2-bedroom, 2-bath condominium that blends comfort with convenience from the moment you arrive. An inviting living/dining combo opens effortlessly for everyday lounging and weekend gatherings, while an enclosed, covered balcony extends your living space for morning coffee and sunset unwinding. The kitchen is thoughtfully finished with solid wood cabinetry and stone counters, giving you durable style and plenty of storage. All the essentials are here—including refrigerator, range with hood, microwave, dishwasher, and even an in-unit washer and dryer—so moving in feels simple and complete. Inside, you’ll appreciate central air and heat, a practical mix of tile and carpet underfoot, and window blinds that keep the light just right. Laundry is tucked inside for everyday ease, and safety is supported by a fire sprinkler system and smoke detectors. Daily life here is streamlined: you have an assigned covered carport plus additional open/guest options, and the residence sits on one easy level for comfortable access. Solid construction—block, concrete, and stucco on a slab with a built-up roof—adds peace of mind. Love amenities? This guard-gated community brings resort-style living to your doorstep with a clubhouse, pool, tennis courts, playground and park spaces, and it welcomes golf carts, too. Many essentials are covered for you—cable TV, high-speed internet, water, trash, security, exterior maintenance, and more—so weekends can look a lot more like leisure. [20:26] There’s flexibility built in as well: leasing is allowed with no minimum lease period (association approval required), giving you options as your plans evolve. Pet lovers will appreciate that a pet is permitted, and cats are A-OK. Outdoors, you’ll find sliding doors to your balcony and beautifully maintained grounds, plus community access to a brackish-water canal for a serene coastal vibe without the upkeep. With approximately 960 square feet of well-planned living space in a 1991-built residence, this home delivers the right spaces, the right finishes, and the right amenities for an everyday-retreat feel. If you’re looking for turnkey comfort, abundant perks, and effortless living, this one is ready for you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0 ac
Lot size
1991
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs Clearwater actives
$176 vs $218
Days on market
361 vs 47 typical
Where $176/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1000 COVE CAY DRIVE UNIT 2C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$174,000
900 COVE CAY DRIVE UNIT 3E · same community
2 bd · 2 ba · 960 sqft · $181/sqft · 30 DOM
Sold · Jun ’26$210,000
1000 COVE CAY DRIVE UNIT 5D · same community
2 bd · 2 ba · 960 sqft · $219/sqft · 48 DOM
Sold · Apr ’26$134,000
900 COVE CAY DRIVE UNIT 1D · same community
2 bd · 2 ba · 960 sqft · $140/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1000 COVE CAY DRIVE UNIT 2C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1000 COVE CAY DRIVE UNIT 2C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1000 COVE CAY DRIVE UNIT 2C FAQs
What would the monthly payment be for 1000 COVE CAY DRIVE UNIT 2C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1000 COVE CAY DRIVE UNIT 2C?+
The most recent tax bill on record (2024) was $3,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1000 COVE CAY DRIVE UNIT 2C?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $168,500, this home is listed about 39% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1000 COVE CAY DRIVE UNIT 2C?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33760 market on paper
$168,500 is 4% below the CLEARWATER 33760 median of $175,000, and at $176/sqft it sits under the Clearwater average of $275.
02Time on market is leverage
361 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,000, now $168,500 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Daniela Nankova-Silverstone. MLS #TB8414159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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