David Ramirez
$299,000$305,0003 bd2 ba1,423 sqft$210 /sqft$2,412 /mo all-in ↓

7102 CHERRY LAUREL DRIVE, PORT RICHEY, FL, 34668

Active359 days on marketListed Aug 9, 2025MLS #TB8413551

Reduced $6KWaterfrontSingle Family ResidenceJASMINE LAKES

About this home

7102 CHERRY LAUREL DRIVE

Are you looking for an affordable home that’s already updated and sits along the banks of Double Hammock Creek? This freshwater creek is part of a residential waterway system where you can launch a kayak right from your backyard. The property is in a dual flood zone—the house itself sits in the X500 zone, while the portion of the yard closest to the creek lies in the AE flood zone. Great news: the home did not flood during the last major storms, and the lender doesn’t require flood coverage. Whether you're looking for a family home or a place to host friends, this one is perfect for gatherings. The Living Room, Dining Room, and Bonus Area all connect in an open-concept layout with luxury vinyl flooring and sliding doors that lead to a Florida Room. Step outside to the patio and enjoy evenings around the firepit. Cast a line in the creek and grill up your catch—Largemouth bass, red drum, and common snook are all known to frequent these waters. The kitchen is beautifully updated with granite countertops, a breakfast bar, white shaker-style soft-close cabinetry, modern pulls, stainless steel Samsung appliances, and a farmhouse sink with a sleek sprayer faucet. A bonus room off the kitchen features a wall of windows that frame a peaceful view of the backyard and creek—plus, the kitchen sink overlooks this tranquil setting. All bedrooms are accessed from the main hallway and are generously sized, each equipped with ceiling fans. The large primary bedroom is located at the front of the home, and features an en-suite bathroom with walk-in shower. The two guest bedrooms are near the shared bathroom, which includes a tub and a linen closet. Both bathrooms were updated in 2021 with new vanities, toilets, and fixtures. The laundry room is located in a separate room off the garage, helping keep dryer heat out of the main living area. The one-car garage has space for both parking and storage, and there is also driveway parking. The yard is fenced with gates on both sides of the home. Big-ticket updates include new roof and A/C in October 2021, and the electrical panel replaced in 2011. If you're considering this home as an investment, rentals are permitted with proper licensing and city inspections. Pasco County has no dog breed restrictions, and residents can own up to nine pets without requiring a kennel permit. As you enter the neighborhood, you’ll pass Jasmine Lake, a scenic, fishing-friendly spot perfect for a relaxing afternoon picnic. Multiple nearby boat ramps and kayak launch sites make water access a breeze. You're also just minutes from grocery stores (including organic options), restaurants, and shopping. If you enjoy upscale or waterfront seafood dining, you'll find plenty of great options in Port Richey and New Port Richey. For additional recreation check out Werner Boyce Salt Springs State Park (Port Richey): Enjoy trails through coastal wetlands, boating, fishing, wildlife viewing, and picnic areas with Gulf access. Sunset Beach and Fred Howard Park are the closest beaches. The New Port Richey Recreation & Aquatic Center is a full-featured facility with four outdoor pools, indoor playground, basketball and pickleball courts, fitness center, showers, and concessions. Day passes available for your non-resident guests. If you want to live just outside the hustle and bustle of Pinellas County, benefit from lower taxes, and still enjoy the outdoor Florida lifestyle, you’ve found the perfect place to call home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,423

Sqft

0.14 ac

Lot size

1

Garage

1978

Year built

One

Levels

$210

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
ViewWater
FacesNorth
ParkingDriveway
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2024)$4,318/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityFishing · Lake

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,412 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,412/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$269KedgeAI estimate $285,223 · range $281K$299K$311K

vs edgeAI estimate

+4.8%

$/sqft vs JASMINE LAKES

$210 vs $224

Days on market

359 vs 38 typical

Where $210/sqft sits among the 18 homes for sale in JASMINE LAKES

1
0
7
3 · this home
3
4
$123–150$150–178$178–205$205–233$233–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jasmine Lakes

Map of 7102 CHERRY LAUREL DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)54 min
Downtown Tampa57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Jasmine Lakes — neighborhood snapshot

Population

2,908

Median age

41

Median income

$55,182

Median home value

$155,003

Avg household

3

Households w/ children

267

For the school run

Pasco County School District

ElementaryFox Hollow Elementary School★★★★★
MiddleBayonet Point Middle School★★★★
HighFivay High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$250K$237K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

10 of 18

JASMINE LAKES have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $6K
Aug 9, 2025Listed at $305,000 · 359 days on market since
1978Built · JASMINE LAKES

Reality check

What actually sold near 7102 CHERRY LAUREL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10443 RAFFIA DRIVESold · Dec ’25

$308,000

10443 RAFFIA DRIVE · same community

3 bd · 2 ba · 1,413 sqft · $218/sqft · 17 DOM

10015 SALIX LANESold · Mar ’26

$282,000

10015 SALIX LANE · same community

2 bd · 2 ba · 1,458 sqft · $193/sqft · 43 DOM

7323 ORANGE BLOSSOM AVENUESold · Dec ’25

$110,000

7323 ORANGE BLOSSOM AVENUE · same community

2 bd · 1.5 ba · 1,463 sqft · $75/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7102 CHERRY LAUREL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7102 CHERRY LAUREL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7102 CHERRY LAUREL DRIVE FAQs

What would the monthly payment be for 7102 CHERRY LAUREL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7102 CHERRY LAUREL DRIVE?+

The most recent tax bill on record (2024) was $4,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7102 CHERRY LAUREL DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $299,000, this home is listed about 15% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7102 CHERRY LAUREL DRIVE?+

Fox Hollow Elementary School (elementary), Bayonet Point Middle School (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,000 runs 21% above the PORT RICHEY 34668 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

359 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $305,000, now $299,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Julie Sartain. MLS #TB8413551.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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