
7102 CHERRY LAUREL DRIVE, PORT RICHEY, FL, 34668
Active359 days on marketListed Aug 9, 2025MLS #TB8413551
About this home
7102 CHERRY LAUREL DRIVE
Are you looking for an affordable home that’s already updated and sits along the banks of Double Hammock Creek? This freshwater creek is part of a residential waterway system where you can launch a kayak right from your backyard. The property is in a dual flood zone—the house itself sits in the X500 zone, while the portion of the yard closest to the creek lies in the AE flood zone. Great news: the home did not flood during the last major storms, and the lender doesn’t require flood coverage. Whether you're looking for a family home or a place to host friends, this one is perfect for gatherings. The Living Room, Dining Room, and Bonus Area all connect in an open-concept layout with luxury vinyl flooring and sliding doors that lead to a Florida Room. Step outside to the patio and enjoy evenings around the firepit. Cast a line in the creek and grill up your catch—Largemouth bass, red drum, and common snook are all known to frequent these waters. The kitchen is beautifully updated with granite countertops, a breakfast bar, white shaker-style soft-close cabinetry, modern pulls, stainless steel Samsung appliances, and a farmhouse sink with a sleek sprayer faucet. A bonus room off the kitchen features a wall of windows that frame a peaceful view of the backyard and creek—plus, the kitchen sink overlooks this tranquil setting. All bedrooms are accessed from the main hallway and are generously sized, each equipped with ceiling fans. The large primary bedroom is located at the front of the home, and features an en-suite bathroom with walk-in shower. The two guest bedrooms are near the shared bathroom, which includes a tub and a linen closet. Both bathrooms were updated in 2021 with new vanities, toilets, and fixtures. The laundry room is located in a separate room off the garage, helping keep dryer heat out of the main living area. The one-car garage has space for both parking and storage, and there is also driveway parking. The yard is fenced with gates on both sides of the home. Big-ticket updates include new roof and A/C in October 2021, and the electrical panel replaced in 2011. If you're considering this home as an investment, rentals are permitted with proper licensing and city inspections. Pasco County has no dog breed restrictions, and residents can own up to nine pets without requiring a kennel permit. As you enter the neighborhood, you’ll pass Jasmine Lake, a scenic, fishing-friendly spot perfect for a relaxing afternoon picnic. Multiple nearby boat ramps and kayak launch sites make water access a breeze. You're also just minutes from grocery stores (including organic options), restaurants, and shopping. If you enjoy upscale or waterfront seafood dining, you'll find plenty of great options in Port Richey and New Port Richey. For additional recreation check out Werner Boyce Salt Springs State Park (Port Richey): Enjoy trails through coastal wetlands, boating, fishing, wildlife viewing, and picnic areas with Gulf access. Sunset Beach and Fred Howard Park are the closest beaches. The New Port Richey Recreation & Aquatic Center is a full-featured facility with four outdoor pools, indoor playground, basketball and pickleball courts, fitness center, showers, and concessions. Day passes available for your non-resident guests. If you want to live just outside the hustle and bustle of Pinellas County, benefit from lower taxes, and still enjoy the outdoor Florida lifestyle, you’ve found the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,423
Sqft
0.14 ac
Lot size
1
Garage
1978
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs JASMINE LAKES
$210 vs $224
Days on market
359 vs 38 typical
Where $210/sqft sits among the 18 homes for sale in JASMINE LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jasmine Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Jasmine Lakes — neighborhood snapshot
Population
2,908
Median age
41
Median income
$55,182
Median home value
$155,003
Avg household
3
Households w/ children
267
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$250K → $237K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 18
JASMINE LAKES have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7102 CHERRY LAUREL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$308,000
10443 RAFFIA DRIVE · same community
3 bd · 2 ba · 1,413 sqft · $218/sqft · 17 DOM
Sold · Mar ’26$282,000
10015 SALIX LANE · same community
2 bd · 2 ba · 1,458 sqft · $193/sqft · 43 DOM
Sold · Dec ’25$110,000
7323 ORANGE BLOSSOM AVENUE · same community
2 bd · 1.5 ba · 1,463 sqft · $75/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7102 CHERRY LAUREL DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7102 CHERRY LAUREL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7102 CHERRY LAUREL DRIVE FAQs
What would the monthly payment be for 7102 CHERRY LAUREL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7102 CHERRY LAUREL DRIVE?+
The most recent tax bill on record (2024) was $4,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7102 CHERRY LAUREL DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $299,000, this home is listed about 15% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7102 CHERRY LAUREL DRIVE?+
Fox Hollow Elementary School (elementary), Bayonet Point Middle School (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,000 runs 21% above the PORT RICHEY 34668 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
359 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $305,000, now $299,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Julie Sartain. MLS #TB8413551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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