20520 SULTANA COURT, TAMPA, FL, 33647
Active380 days on marketListed Aug 4, 2025MLS #TB8413209
About this home
20520 SULTANA COURT
Virtually Staged. Welcome to this beautifully maintained 4-bedroom, 3-bath, 2-car garage, single-story home on a spacious corner conservation lot in the sought-after guard-gated community of Live Oak Preserve. Ideally located just across from Wharton High School, this home offers easy access to top-rated schools and a host of resort-style amenities, including a clubhouse, a large resort pool with a splash area for kids, lap pool, hot tub, fitness center, tennis courts, and multiple recreational spaces. This move-in ready home has been thoughtfully updated inside and out. Recent improvements include Sherwin-Williams professional hand-painted interior and exterior (primed and painted), a Culligan whole-home water treatment system, new metal fencing along the side and backyard (with garden space), and a huge 25' x 15' screened-in patio with privacy shades. Additional upgrades include a new microwave, washer and dryer, new filter gutters around the entire home, and solar-tinted double-pane windows and doors, providing energy efficiency and a quiet interior. The open-concept layout features a spacious living and dining area, an updated kitchen with granite countertops, stainless steel appliances, double sinks, and a breakfast bar overlooking the oversized 25' x 16' family room that flows seamlessly into the screened patio with serene conservation views. The primary suite is generously sized and includes two walk-in closets, a garden tub, a walk-in shower, and dual vanities. The smart split-bedroom design offers flexibility for multi-generational living or a private in-law suite. Major systems are in great shape with a newer roof and AC system (both installed in 2022). Perfectly located near I-275, Tampa International Airport, Wiregrass Mall, Tampa Premium Outlets, golf courses, restaurants, healthcare, and more — this home truly combines comfort, convenience, and community living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,195
Sqft
0.18 ac
Lot size
2
Garage
2005
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,701 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,701/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Tampa actives
$198 vs $299
Days on market
380 vs 43 typical
Where $198/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
233 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20520 SULTANA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$424,000
20613 WHITEWOOD WAY · same community
4 bd · 2.5 ba · 2,454 sqft · $173/sqft · 88 DOM
Sold · Mar ’26$410,000
9450 LEATHERWOOD AVENUE · same community
5 bd · 2.5 ba · 2,610 sqft · $157/sqft · 8 DOM
Sold · May ’26$545,000
9317 MANDRAKE COURT · same community
5 bd · 3 ba · 2,727 sqft · $200/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20520 SULTANA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20520 SULTANA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20520 SULTANA COURT FAQs
What would the monthly payment be for 20520 SULTANA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,701/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20520 SULTANA COURT?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20520 SULTANA COURT?+
The most recent tax bill on record (2025) was $7,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20520 SULTANA COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $435,000, this home is listed about 3% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 20520 SULTANA COURT?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$435,000 runs 19% above the TAMPA 33647 median — but at 2,195 sqft it's also 38% larger than the typical Tampa listing.
02Time on market is leverage
380 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $509,900, now $435,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Yoshimi Tamura. MLS #TB8413209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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