605 MICHIGAN BOULEVARD UNIT 105, DUNEDIN, FL, 34698
Active368 days on marketListed Jul 31, 2025MLS #TB8412454
About this home
605 MICHIGAN BOULEVARD UNIT 105
Rare vacant lot opportunity in highly desirable Cedar Creek, a resident-owned 55+ co-op community in the heart of Dunedin. Previously improved with a double-wide manufactured home and carport, this lot presents a rare opportunity to install a new manufactured home in one of Dunedin's most desirable resident-owned communities, subject to community approval and permitting requirements. Whether you're looking for a seasonal retreat or full-time Florida residence, opportunities like this are becoming increasingly difficult to find in such a prime location. Perfectly positioned between the Dunedin Causeway and charming Downtown Dunedin, this community offers the best of Florida living. The Pinellas Trail is located right at the entrance, providing miles of scenic biking and walking paths. Residents also enjoy direct access to Cedar Creek, complete with a kayak launch leading to St. Joseph Sound, where you can enjoy kayaking, paddleboarding, fishing, wildlife viewing, and beautiful waterfront scenery. Just minutes away, you'll find Downtown Dunedin's popular restaurants, breweries, boutiques, festivals, and waterfront parks, along with the Dunedin Causeway and Honeymoon Island State Park, known for some of Florida's most beautiful beaches and spectacular sunsets. Don't miss this chance to build your new home in one of Pinellas County's most sought-after coastal communities.
Facts & features
The home at a glance
0 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$649 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$649/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 605 MICHIGAN BOULEVARD UNIT 105
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$36,000
605 MICHIGAN BOULEVARD UNIT 61 · same community
1 bd · 1 ba · 468 sqft · $77/sqft · 6 DOM
Sold · Feb ’26$27,000
605 MICHIGAN BOULEVARD UNIT 51 · same community
1 bd · 1 ba · 510 sqft · $53/sqft · 17 DOM
Sold · Nov ’25$31,000
605 MICHIGAN BOULEVARD UNIT 44 · same community
1 bd · 1 ba · 612 sqft · $51/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 605 MICHIGAN BOULEVARD UNIT 105 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 605 MICHIGAN BOULEVARD UNIT 105 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
605 MICHIGAN BOULEVARD UNIT 105 FAQs
What would the monthly payment be for 605 MICHIGAN BOULEVARD UNIT 105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $649/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 605 MICHIGAN BOULEVARD UNIT 105?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 605 MICHIGAN BOULEVARD UNIT 105?+
The most recent tax bill on record (2024) was $888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 605 MICHIGAN BOULEVARD UNIT 105?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $30,000, this home is listed about 92% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 605 MICHIGAN BOULEVARD UNIT 105?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$30,000 is 90% below the DUNEDIN 34698 median of $300,000.
02Time on market is leverage
368 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $50,000, now $30,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of BILTMORE GROUP INC · Tara Seabrook. MLS #TB8412454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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