David Ramirez
$525,000$634,9003 bd2.5 ba2,278 sqft$230 /sqft$3,734 /mo all-in ↓

4415 MARINE PARKWAY, NEW PORT RICHEY, FL, 34652

Active342 days on marketListed Sep 5, 2025MLS #TB8412417

Reduced $110KSingle Family ResidenceGULF HARBORS WOODLANDS

About this home

4415 MARINE PARKWAY

One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! This is a great opportunity to live one of the Tampa Bay area's most loved communities! With EXCLUSIVE ACCESS to Pasco County's ONLY GULF-FRONT BEACH, you'll also enjoy the residents-only POOL, TENNIS COURTS, BOAT LAUNCH and optional membership to the YACHT CLUB and BOAT SLIPS to rent as available! Located on a LUSHLY-LANDSCAPED corner lot, this home has been COMPLETELY RENOVATED and features a CHEF'S DREAM KITCHEN - brand new stainless FRIGIDAIRE GALLERY appliances, a center island GLASS COOKTOP and a hood that vents to the outside! GRANITE COUNTERS flow to a BREAKFAST BAR! The adjacent Breakfast Area and Family Room overlooks the stunning wood-burning FLAGSTONE FIREPLACE AND HEARTH, with a view through the FRENCH DOORS to the SUNLIT SCREENED LANAI! The FORMAL DINING ROOM welcomes family and friends, with plenty of room for a large table for SPECIAL GET-TOGETHERS! The large Entry Foyer opens to a spacious FORMAL LIVING ROOM. The primary Ensuite features ELEGANT FRENCH DOORS to the screened Lanai, brand new vanity with DUAL SINKS, a separate updated shower/commode, plus a CEDAR-LINED WALK-IN CLOSET and an additional built-in Closet! Each of the two guest Bedrooms has its own brand new vanity and commode, with a shared Shower/Tub in the center for MAXIMUM PRIVACY! The well-sized Laundry Room features NEW OVERHEAD CABINETS, vanity and stainless steel sink, with hook-ups ready for a washer and dryer! CLEAN 4-POINT home inspection! The WATER HEATER is BRAND NEW, and the electrical panel was replaced in 2019! AC was installed in 2021. Roof was new in 2014. The HURRICANE-PROOF GARAGE DOOR provides added security! This gem of a home is just minutes from the VIBRANT RIVERFRONT CITY of New Port Richey, with BREWERIES, COFFEE SHOPS, bakeries, and year-round FAIRS AND FESTIVALS! Less than 30 minutes to Tampa International Airport! Waterfront restaurants just five minutes away! A short drive to restaurants and the infamous SPONGE DOCKS in Tarpon Springs!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,278

Sqft

0.28 ac

Lot size

2

Garage

1976

Year built

One

Levels

$230

Per sqft

FireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorFrench Doors · Irrigation System

Community & fees

HOA fee$60/mo
Taxes (2024)$2,289/yr
PetsYes
CommunityCommunity Boat Ramp · Gulf/Ocean Front · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,734 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2024 actual bill$191
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,734/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$191
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $683,057 · range $674K$706K$734K

vs edgeAI estimate

−23.1%

$/sqft vs GULF HARBORS WOODLANDS

$230 vs $242

Days on market

342 vs 53 typical

Where $230/sqft sits among the 11 homes for sale in GULF HARBORS WOODLANDS

4 · this home
3
1
2
0
1
$174–231$231–287$287–344$344–401$401–457$457+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4415 MARINE PARKWAY

Drive times from this address

Tampa Int’l Airport (TPA)48 min
Downtown Tampa51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

5 of 11

GULF HARBORS WOODLANDS have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 139% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $110K
Sep 5, 2025Listed at $634,900 · 342 days on market since
1976Built · GULF HARBORS WOODLANDS

Reality check

What actually sold near 4415 MARINE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5348 LAWRENCE LANESold · Oct ’25

$639,500

5348 LAWRENCE LANE · same community

3 bd · 2 ba · 2,261 sqft · $283/sqft · 26 DOM

4621 DEWEY DRSold · May ’26

$575,000

4621 DEWEY DR · same community

3 bd · 3 ba · 2,359 sqft · $244/sqft · 241 DOM

4551 INGERSOL PLACESold · Jul ’26

$500,000

4551 INGERSOL PLACE · same community

3 bd · 2 ba · 2,164 sqft · $231/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4415 MARINE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4415 MARINE PARKWAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4415 MARINE PARKWAY FAQs

What would the monthly payment be for 4415 MARINE PARKWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,734/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4415 MARINE PARKWAY?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4415 MARINE PARKWAY?+

The most recent tax bill on record (2024) was $2,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4415 MARINE PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $525,000, this home is listed about 85% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4415 MARINE PARKWAY?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 139% above the NEW PORT RICHEY 34652 median — but at 2,278 sqft it's also 65% larger than the typical New Port Richey listing.

02Time on market is leverage

342 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $634,900, now $525,000 — a $110K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · June Connell. MLS #TB8412417.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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