523 S TUCK POINT, INVERNESS, FL, 34450
Active366 days on marketListed Jul 29, 2025MLS #TB8411869
About this home
523 S TUCK POINT
With Approx 300 feet of shoreline along a freshwater canal just moments from the Withlacoochee River, this property offers a rare blend of privacy, natural beauty, and convenience. Discover the perfect canvas for your dream home on this serene 0.87-acre waterfront lot in the peaceful Sherwood Forest community of Inverness. Previously home to a manufactured residence, the lot is cleared, level, and buildable, with essential infrastructure already in place: Septic tank and well on site Utility pole for easy electric hookup Concrete slab for RV Parking or tiny home Survey and Subsurface Soil Exploration Report available to Buyer Enjoy the quiet of a dead-end paved road and no HOA restrictions. The lot’s irregular shape (approx. 160' x 333') provides flexibility for custom home placement, outdoor living spaces, or even a seasonal getaway cabin. Whether you're planning a full-time residence or a peaceful seasonal escape, this property offers a rare opportunity to build in a quiet, nature-rich setting just minutes from shopping, dining, and recreation. Come enjoy all Inverness has to offer. Bike, Jog or Walk the Withlacoochee State Trail, Liberty Park, The Depot, Restaurants, Shops, Courthouse Square, Boating, Fishing, The Tsala Apopka Chain of Lakes, Churches, Parades, Valerie Theatre Culture Center, and City Festivals. Prime Location: Downtown Inverness – 2.5 miles Citrus Memorial Hospital – 2.7 miles Whispering Pines Park – 3.2 miles Shopping – 3.5 miles Withlacoochee State Trail access – 2.2 miles Tampa VA Hospital - 1hr 12 min Gainesville VA Hospital -1hr 6 min Tampa Airport -1hr 18 min Orlando Airport 1hr 6min World Equestrian Center - 51 min
Facts & features
The home at a glance
0.87 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$815 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$815/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 S TUCK POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$315,000
12830 ROBINHOOD ROAD · same community
3 bd · 2 ba · 1,458 sqft · $216/sqft · 0 DOM
Sold · Jul ’26$135,000
12406 HUDSON AVENUE · same community
3 bd · 2 ba · 1,956 sqft · $69/sqft · 19 DOM
Sold · Jul ’25$100,000
12406 HUDSON AVENUE · same community
3 bd · 2 ba · 1,956 sqft · $51/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 523 S TUCK POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 S TUCK POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
523 S TUCK POINT FAQs
What would the monthly payment be for 523 S TUCK POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $815/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 523 S TUCK POINT?+
The most recent tax bill on record (2024) was $268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $100,000, this home is listed about 61% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 523 S TUCK POINT?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INVERNESS 34450 market on paper
$100,000 is 44% below the INVERNESS 34450 median of $180,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
366 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $125,000, now $100,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Robin Shepard. MLS #TB8411869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 523 S TUCK POINT but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →