David Ramirez
$3,880,0004 bd3.5 ba1,658 sqft$2,340 /sqft$23,461 /mo all-in ↓

111 4TH STREET S, BRADENTON BEACH, FL, 34217

Active358 days on marketListed Jul 31, 2025MLS #TB8411675

Private poolSingle Family ResidenceCORTEZ BEACH

About this home

111 4TH STREET S

One or more photo(s) has been virtually staged. Under Construction. Pre-Construction listing on the Island. To be built. Pre-Construction. Discover the perfect blend of luxury, sustainability, and peace of mind in this beautifully designed home located steps away from the crystal clear waters of Bradenton Beach. This energy-efficient residence is built to handle Florida’s harshest storms while providing a comfortable, effortless coastal lifestyle. With no insurance claims or water intrusion, even after recent major hurricanes, the home offers a level of security that’s rare to find in a waterfront setting. Built with cutting-edge, storm-resilient materials and technology, it's designed to be self-sustaining and virtually headache-free, minimizing ongoing maintenance and utility costs. The home features a modern coastal layout with an open floor plan, high-end finishes, and smart energy systems that work for you around the clock. Homeowners enjoy exclusive access to boating, outdoor recreation, and all the charm of life on Anna Maria Island—without the worry. Now available with a 4th bedroom for added flexibility and an extended deck offering uninterrupted sunset views, perfect for relaxing or entertaining outdoors. Ask about our furniture options. This home isn’t just built for now—it’s built for the future. Coastal Bliss and Resilient Design: Your Anna Maria Island Oasis Awaits ANNA MARIA ISLAND, FL – Embrace the pinnacle of island living in this brand-new, masterfully constructed three-level coastal contemporary home. Offering a rare combination of luxurious design, cutting-edge resilience, and a prime location for lucrative short-term rentals, this 4-bedroom, 3.5-bathroom sanctuary is the ultimate Florida dream. Step inside to an expansive open-floor plan, where coastal architectural elements and high-end finishes create an atmosphere of effortless sophistication. The heart of this home, the main living area, is perfect for entertaining, with seamless flow between the gourmet kitchen, dining, and living spaces. Ascend to the upper level, where all four spacious bedrooms are thoughtfully placed for maximum privacy and tranquility. This is more than just a beautiful home; it's a fortress of modern innovation. Built to the highest standards of hurricane resilience with the latest in renewable methods and products, this residence offers unparalleled peace of mind. Independently certified to LEED standards, the home is a testament to sustainable and efficient living. Its elevated three-story design raises it above the flood zone, a crucial feature for coastal properties. Furthermore, the home is powered by a robust solar panel system with battery backup, ensuring that even in the most severe storms, you will have an uninterrupted power supply. Beyond the walls of this exceptional property lies the vibrant paradise of Anna Maria Island. Spend your days on the world-renowned white-sand beaches like Manatee Beach or the more secluded Bean Point The emerald waters of the Gulf of Mexico are your playground, perfect for boating, fishing charters, parasailing, and paddleboarding. Explore the island's natural beauty with a kayak trip through mangrove tunnels or a hike at the nearby 600-acre Robinson Preserve. The charming Pine Avenue and historic Bridge Street offer unique shopping and dining experiences, all easily accessible by a leisurely golf cart or bicycle ride.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,658

Sqft

0.11 ac

Lot size

2

Garage

1935

Year built

Three Or More

Levels

$2,340

Per sqft

Private poolPool & Water view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range
InteriorCoffered Ceiling(s) · Elevator · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Cement Siding · Concrete · HardiPlank Type · Wood Frame (FSC Certified)
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier
ViewPool · Water
FacesNorth
ExteriorOther

Community & fees

Taxes (2024)$10,918/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$23,461 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,936
PMI (est., until 20% equity)$1,455
Property tax — 2024 actual bill$910
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $388,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $388,000
Interest rate6.00%
Loan term

Estimated payment

$23,461/mo

Principal & interest$20,936
PMI (est., until 20% equity)$1,455
Property taxes (actual bill)$910
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CORTEZ BEACH

$2,340 vs $1,331

Days on market

358 vs 47 typical

Where $2,340/sqft sits among the 6 homes for sale in CORTEZ BEACH

1
3
0
1
1
0 · this home
$841–1090$1090–1340$1340–1590$1590–1840$1840–2090$2090+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Map of 111 4TH STREET S

Drive times from this address

Downtown Tampa66 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

2 of 6

CORTEZ BEACH have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 214% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

Jul 31, 2025Listed at $3,880,000 · 358 days on market since
1935Built · CORTEZ BEACH

Reality check

What actually sold near 111 4TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

105 6TH STREET SSold · Aug ’25

$3,200,000

105 6TH STREET S · same community

7 bd · 7.5 ba · 2,770 sqft · $1,155/sqft · 125 DOM

106 7TH STREET SSold · Dec ’25

$2,995,000

106 7TH STREET S · same community

7 bd · 7 ba · 3,078 sqft · $973/sqft · 2 DOM

102 9TH STREET SSold · Oct ’25

$3,900,000

102 9TH STREET S · same community

7 bd · 7.5 ba · 3,279 sqft · $1,189/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 111 4TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 4TH STREET S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

111 4TH STREET S FAQs

What would the monthly payment be for 111 4TH STREET S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 111 4TH STREET S?+

The most recent tax bill on record (2024) was $10,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton Beach?+

At $3,880,000, this home is listed about 259% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 111 4TH STREET S?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,880,000 runs 214% above the BRADENTON BEACH 34217 median — but at 1,658 sqft it's also 32% larger than the typical Bradenton Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

358 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SYNERGY GROUP OF FLORIDA LLC · David Zink. MLS #TB8411675.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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