David Ramirez
$349,000$369,0002 bd1 ba955 sqft$365 /sqft$2,825 /mo all-in ↓

1 WINDRUSH BOULEVARD UNIT 54, INDIAN ROCKS BEACH, FL, 33785

Active372 days on marketListed Jul 18, 2025MLS #TB8408063

Priced 50% below the INDIAN ROCKS BEACH 33785 medianReduced $20KCondominiumWINDRUSH COVE

About this home

1 WINDRUSH BOULEVARD UNIT 54

ASSUMABLE LOAN! 3.625% Conventional thru Chase... Fantastic Savings for qualified buyer! Want a dream coastal getaway in Indian Rocks Beach, just blocks away from the Gulf? This IS it! Fully furnished, TURNKEY, Waterfront condo offers the best of Florida living. This bright and spacious condo is bigger than it looks and offers breathtaking views of the Intracoastal Waterway from the primary bedroom, extended great room, kitchen, and bonus room. Relax in Casual elegance in this updated 2-bedroom, 1-bath condo, ready for you to move right in! Covered front porch welcomes you to enter thru Double entry doors into the foyer to find a tiled entry and a spacious utility closet. Large windows brings the beauty of the outdoors in and you will be impressed with the casual décor and loads of storage. Large windows and custom mirror insets bring in natural light and reflects the peaceful, natural water views throughout the home, making the interior feel bright, airy, and serene. The condo features thoughtful upgrades including durable laminate floors, tile in the entry and bathroom, plus a recently renovated kitchen with white cabinets, granite look countertops and a sleek matte black sink. The layout includes a cozy dining area with a freestanding electric fireplace, eat-in breakfast nook with built-in bar and bookshelves in the bonus room that can be used as an office, guest space, or reading nook... all while enjoying shimmering water views of the canal with natural Florida Landscape. You’ll also love the convenience of the in-unit laundry area with energy-efficient washer and dryer, plus recent updates like a newer water heater and roof aid in energy efficiency. The community offers amenities that make every day feel like a vacation, including a pool, clubhouse, and shuffleboard courts overlooking the Intracoastal. Whether you're looking for a full-time residence, vacation home, or investment opportunity, this condo delivers relaxed Florida living for lounging indoors or enjoying the coastal breeze outside on the covered front porch. Close proximity to charming cafes, specialty shops and the small town of Indian Rocks Beach, nestled between famous Clearwater and St Pete! Come fall in love with the easy, waterfront lifestyle you've been dreaming of... CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

955

Sqft

1976

Year built

One

Levels

$365

Per sqft

FireplaceWater view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Other
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationBlock · Slab
ViewWater
FacesNorth
ExteriorSidewalk

Community & fees

Taxes (2024)$5,478/yr
PetsNo
CommunityIntracoastal Waterway · Waterfront · Buyer Approval Required · Deed Restrictions · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,825 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2024 actual bill$456
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,825/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$456
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$151KedgeAI estimate $287,106 · range $157K$476K$495K

vs edgeAI estimate

+21.6%

$/sqft vs Indian Rocks Beach actives

$365 vs $594

Days on market

372 vs 48 typical

Where $365/sqft sits among the 92 Indian Rocks Beach actives

25 · this home
26
19
10
7
5
$304–478$478–653$653–827$827–1002$1002–1177$1177+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks

Map of 1 WINDRUSH BOULEVARD UNIT 54 inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

Indian Rocks — neighborhood snapshot

Population

3,655

Median age

59

Median income

$104,994

Median home value

$687,925

Avg household

2

Households w/ children

160

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
HighLargo High School★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$953K$781K

Indian Rocks Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

49 of 92

Indian Rocks Beach actives have cut their price

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,000 $20K
Jul 18, 2025Listed at $369,000 · 372 days on market since
1976Built · WINDRUSH COVE

Reality check

What actually sold near 1 WINDRUSH BOULEVARD UNIT 54

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14532 SIOUX AVENUESold · Nov ’25

$345,000

14532 SIOUX AVENUE

2 bd · 2 ba · 930 sqft · $371/sqft · 40 DOM

50 GULF BOULEVARD UNIT 207Sold · Jul ’26

$475,000

50 GULF BOULEVARD UNIT 207

2 bd · 2 ba · 1,008 sqft · $471/sqft · 251 DOM

15010 113TH AVENUE UNIT 8Sold · Aug ’25

$330,000

15010 113TH AVENUE UNIT 8

2 bd · 2 ba · 868 sqft · $380/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 WINDRUSH BOULEVARD UNIT 54 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 WINDRUSH BOULEVARD UNIT 54 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1 WINDRUSH BOULEVARD UNIT 54 FAQs

What would the monthly payment be for 1 WINDRUSH BOULEVARD UNIT 54?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,825/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 WINDRUSH BOULEVARD UNIT 54?+

The most recent tax bill on record (2024) was $5,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 WINDRUSH BOULEVARD UNIT 54?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $349,000, this home is listed about 51% below the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 WINDRUSH BOULEVARD UNIT 54?+

Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the INDIAN ROCKS BEACH 33785 market on paper

$349,000 is 50% below the INDIAN ROCKS BEACH 33785 median of $699,900, and at $365/sqft it sits under the Indian Rocks Beach average of $633.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

372 days on market against a Indian Rocks Beach median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $369,000, now $349,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8408063.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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