6650 SUNSET WAY UNIT 220, ST PETE BEACH, FL, 33706
Active375 days on marketListed Jul 15, 2025MLS #TB8407454
About this home
6650 SUNSET WAY UNIT 220
Rarely available, the highly sought after Silver Sands direct Gulf Front 3 bed 2 bath condo located directly on the sand! Gorgeous open views of the Gulf. This unit has been recently updated. No carpet! All plank tile, many newer furnishings and all new exotic granite counters throughout. Silver sands is a waterfront gated community with under building secure parking, fitness room, tennis courts and clubhouse. No car really needed, steps away are numerous restaurants and shopping galore. The large private balcony has all new higher end furnishings along with Hurricane shutters. Enjoy nightly sunsets. There is a pool and spa located just off the beach. The master en suite has an over sized walk in closet, soaking tub and walk in curtain less shower. Two separate vanities and a make up area. The gourmet kitchen is well stocked with every amenity you will need for your stay. Silver Sands is a premier 5-star community. Walking through the wide tiled corridors you will enjoy the dramatic 5 story atrium. Sorry no pets and no smoking. Call now for rates as they vary with the seasons
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0 ac
Lot size
1
Garage
1992
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$3 vs $498
Days on market
375 vs 85 typical
Where $3/sqft sits among the 189 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
95 of 189
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the St Pete Beach median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6650 SUNSET WAY UNIT 220
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$950,000
6500 SUNSET WAY UNIT 121 · same community
2 bd · 2 ba · 1,515 sqft · $627/sqft · 149 DOM
Sold · Jul ’26$875,000
6500 SUNSET WAY UNIT 120 · same community
2 bd · 2 ba · 1,515 sqft · $578/sqft · 3 DOM
Sold · Mar ’26$756,000
6600 SUNSET WAY UNIT 410 · same community
2 bd · 2 ba · 1,470 sqft · $514/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6650 SUNSET WAY UNIT 220 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6650 SUNSET WAY UNIT 220 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6650 SUNSET WAY UNIT 220 FAQs
What would the monthly payment be for 6650 SUNSET WAY UNIT 220?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6650 SUNSET WAY UNIT 220?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $5,000, this home is listed about 99% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the St Pete Beach market on paper
$5,000 is 99% below the St Pete Beach median of $599,000, and at $3/sqft it sits under the St Pete Beach average of $589.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
375 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $6,000, now $5,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Joe Nix. MLS #TB8407454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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