2127 LAGOON DRIVE, DUNEDIN, FL, 34698
Active385 days on marketListed Jul 3, 2025MLS #TB8402530
About this home
2127 LAGOON DRIVE
Waterfront home in Dunedin! This home features 3 bedrooms, 2 full bathrooms, a 2-car garage, a composite wood deck/dock, and a boat lift. For boaters, the home sits on a deep water canal with direct Gulf access. The home is light & bright, has an open floorplan, vaulted ceiligs, split bedrooms, and water views! The kitchen is newly renovated and features wood cabinets, granite countertops and stainless-steel appliances. There is eat-in space in the kitchen as well as a separate dining room. The master suite features a large walk-in closet, a fireplace, private bath & sliders overlooking the water. The master bathroom has dual vanities, a Jacuzzi tub, walk-in shower & private toilet. The guest bedroom also has a walk-in closet & sliders with a canal view. The open indoor plan & outdoor deck areas make this home great for entertaining! This property is a boater's dream. Take a short boat ride to Caladesi State Park for lunch or go fishing in the Gulf of Mexico. On land, stroll along the causeway, ride your bike on the Pinellas Trail, play golf at the local club, or enjoy the unique shops, top rated restaurants & countless downtown activities... there's plenty to do in Dunedin! Centrally located to major thoroughfares, downtown Dunedin, the Dunedin Causeway and more! This is a MUST SEE for boating enthusiasts or buyers seeking a waterfront home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,416
Sqft
0.16 ac
Lot size
2
Garage
1968
Year built
One
Levels
$393
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,031 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,031/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Dunedin actives
$393 vs $295
Days on market
385 vs 51 typical
Where $393/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor View
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Harbor View — neighborhood snapshot
Population
395
Median age
64
Median income
$78,942
Median home value
$370,500
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
154 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2127 LAGOON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$815,000
1340 BAYSHORE BOULEVARD UNIT 502
3 bd · 2.5 ba · 2,312 sqft · $353/sqft · 97 DOM
Sold · Feb ’26$660,000
1340 BAYSHORE BOULEVARD UNIT 411
3 bd · 2.5 ba · 2,106 sqft · $313/sqft · 0 DOM
Sold · Mar ’26$1,100,000
1413 BAYSHORE BOULEVARD UNIT 2
3 bd · 2.5 ba · 2,759 sqft · $399/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2127 LAGOON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2127 LAGOON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2127 LAGOON DRIVE FAQs
What would the monthly payment be for 2127 LAGOON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2127 LAGOON DRIVE?+
The most recent tax bill on record (2024) was $16,659. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2127 LAGOON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $950,000, this home is listed about 138% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2127 LAGOON DRIVE?+
San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$950,000 runs 217% above the DUNEDIN 34698 median — but at 2,416 sqft it's also nearly twice the size of the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
385 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $950,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WIKLE INCORPORATED · Tina Shank. MLS #TB8402530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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