20060 GULF BOULEVARD, INDIAN SHORES, FL, 33785
Active395 days on marketListed Jun 25, 2025MLS #TB8400575
About this home
20060 GULF BOULEVARD
Welcome to your own private sanctuary on Indian Shores—an exclusive waterfront estate that blends timeless architecture, elevated comfort, and unrivaled Gulf-to-Intracoastal access. This one-of-a-kind property spans both sides of Gulf Boulevard, offering direct beach frontage on the west and private boat access on the east. The eastern parcel features a private, covered dock ideal for boating enthusiasts. Buffered by discreet commercial land, this area offers additional potential for creative expansion, boutique business, or investment. To the west, the main residence rises gracefully above the dunes, allowing you to step directly onto the sand from your private beachfront terrace. Privately commissioned and perfect for those with passion for refined living, the estate was thoughtfully designed for those who appreciate both sophistication and ease. Panoramic Gulf views greet you the moment you step into the elevated living areas, while rich interior finishes and a custom chef’s kitchen elevate every gathering—from vibrant entertaining to peaceful mornings with a sea breeze. The second floor offers an effortless flow: from the expansive living and dining spaces to a family room ready for game nights and two beautifully appointed bedrooms. Ascend to the third-floor master retreat—a true haven in the sky. With a spa-inspired en-suite bath, oversized walk-in wardrobe, and serene sitting area, it’s a place to unwind and watch the sunset melt into the ocean, wine glass in hand. Multiple balconies provide spectacular indoor-outdoor living, ideal for intimate mornings or hosting unforgettable beachside soirées - NEWLY UPDATED and finished with gleaming Ipe wood ceiling, which provides enhanced weather resistance, durability and sustainability for long-term enjoyment and outfitted with new exterior fans for maximal comfort. Below, the first level delivers function and flexibility, with an oversized garage NEWLY UPDATED with custom storage solution and millwork to maximize owner organization and functionality. Garage also includes a private storage room and additional powder/beach bath. A detached guest house completes the estate, offering full privacy for guests or the perfect opportunity for a luxe rental, home office, or artist’s retreat. This is more than a home—it’s a once-in-a-lifetime coastal estate, crafted for those who demand the exceptional. Rarely does such a property become available on one of Florida’s most desirable and exclusive stretches of shoreline.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,207
Sqft
0.31 ac
Lot size
2
Garage
1987
Year built
Three Or More
Levels
$1,715
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$37,595 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$37,595/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$1,715 vs $334
Days on market
395 vs 68 typical
Where $1,715/sqft sits among the 273 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$655K → $558K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
101 of 273
NONE have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 686% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 20060 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$311,760
7320 MARLO ROAD · same community
3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM
Sold · Jan ’26$410,000
301 CLARK STREET · same community
4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM
Sold · Dec ’25$111,000
517 CENTRAL AVENUE SE · same community
4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20060 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20060 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20060 GULF BOULEVARD FAQs
What would the monthly payment be for 20060 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $37,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20060 GULF BOULEVARD?+
The most recent tax bill on record (2024) was $68,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20060 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $5,500,000, this home is listed about 659% above the Indian Shores median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20060 GULF BOULEVARD?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$5,500,000 runs 686% above the INDIAN SHORES 33785 median — but at 3,207 sqft it's also nearly 3 times the size of the typical Indian Shores listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
395 days on market against a Indian Shores median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $6,190,000, now $5,500,000 — a $690K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Kathryn Crowe. MLS #TB8400575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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