34645 CAMPHOR DRIVE N, PINELLAS PARK, FL, 33781
Active396 days on marketListed Jun 24, 2025MLS #TB8399043
About this home
34645 CAMPHOR DRIVE N
VOTED ONE OF THE TOP 5 RETIREMENT COMMUNITIES IN 2025!! Check out this beautifully updated home... in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Home is partially furnished. Sellers have spared no expense in putting fresh updates throughout the home, just to mention a few of the updates, ALL done within past 3.5 years; NEW ROOF-OVER... Luxury vinyl floors throughout the home... Interior paint... new water heater... kitchen and bathroom countertops... SOFA BED with (very comfortable) European Queen mattress... set of 4 kitchen Stainless appliances (Stove has an air-fryer). Older AC but regularly serviced... Kitchen has storage closet and a closet pantry. Storage shed has a washer & dryer. Front Florida room is fully furnished. Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc... This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $210 per month which includes all the amenities one could want; WATER, SEWER, TRASH, owned clubhouse, escrows are fully funded, beautiful heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc.,
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,369 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,369/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.4%
$/sqft vs SUNSET PALMS UNREC
$114 vs $126
Days on market
396 vs 42 typical
Where $114/sqft sits among the 11 homes for sale in SUNSET PALMS UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinellas Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
PINELLAS PARK 33781 — neighborhood snapshot
Population
27,357
Median age
41.9
Median income
$55,378
Median home value
$251,200
Avg household
2.52
Households w/ children
2,781
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
4 of 11
SUNSET PALMS UNREC have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the PINELLAS PARK 33781 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 34645 CAMPHOR DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$118,500
34479 CACTUS DRIVE N · same community
2 bd · 2 ba · 1,056 sqft · $112/sqft · 1 DOM
Sold · Jun ’26$170,640
34504 ROSE DRIVE N · same community
2 bd · 2 ba · 1,102 sqft · $155/sqft · 50 DOM
Sold · Aug ’25$120,000
34185 CANAL DRIVE N · same community
2 bd · 2 ba · 1,104 sqft · $109/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34645 CAMPHOR DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34645 CAMPHOR DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34645 CAMPHOR DRIVE N FAQs
What would the monthly payment be for 34645 CAMPHOR DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,369/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34645 CAMPHOR DRIVE N?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34645 CAMPHOR DRIVE N?+
The most recent tax bill on record (2024) was $2,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34645 CAMPHOR DRIVE N?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $120,000, this home is listed about 60% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 34645 CAMPHOR DRIVE N?+
Marjorie Kinnan Rawlings Elementary (elementary), Pinellas Park Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PINELLAS PARK 33781 market on paper
$120,000 is 46% below the PINELLAS PARK 33781 median of $222,450, and at $114/sqft it sits under the Pinellas Park average of $222.
02Time on market is leverage
396 days on market against a Pinellas Park median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $142,900, now $120,000 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Debbie Osborne. MLS #TB8399043.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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