David Ramirez
$640,0003 bd3.5 ba2,435 sqft$263 /sqft$5,853 /mo all-in ↓

7400 SUN ISLAND DRIVE S UNIT 802, SOUTH PASADENA, FL, 33707

Active392 days on marketListed Jul 14, 2025MLS #TB8392932

CondominiumBAY ISLAND GROUP 1

About this home

7400 SUN ISLAND DRIVE S UNIT 802

Welcome to this UNIQUE 2 STORY PENTHOUSE, CORNER UNIT, a stunning 3 BEDROOM, 3.5 BATH residence in the highly sought-after BAY ISLAND 55+ COMMUNITY in HIGHLY SOUGHT AFTER ST. PETERSBURG, FL.! This RARE TWO-LEVEL RESIDENCE offers an Expansive Layout With PANORAMIC WATER VIEWS FROM EVERY WINDOW, and incredible potential to make it your own personal retreat! One of the Best things About the Location is that it's ONLY 1 MILE TO ST. PETERSBURG BEACH!! Step inside to discover a BRIGHT AND OPEN FLOOR PLAN featuring TWO SPACIOUS PRIMARY SUITES—One on Each Level—each with its OWN PRIVATE FULL BATH AND WALK-IN CLOSET, ideal for multi-generational living or hosting guests, and family! There is also a THIRD GENEROUSLY SIZED BEDROOM, DEDICATED OFFICE SPACE, LIVING ROOM, and SEPARATE FAMILY ROOM providing flexibility for both relaxing and entertaining! The LARGE KITCHEN with a CONVENIENT COUNTER BAR opens to the dining area and showcases BEAUTIFUL WATER VIEWS—perfect for meal prep with a view! Additional features include a RARE IN-UNIT LAUNDRY ROOM WITH UTILITY SINK, WASHER & DRYER (IT'S REALLY RARE IN THESE BUILDINGS), Offering Added Convenience and Value! Enjoy PEACEFUL MORNING COFFEE OR EVENING UNWINDING WHILE OVERLOOKING THE WATER from nearly every room in the home. This penthouse has PASSED BOTH THE MILESTONE INSPECTION AND STRUCTURAL INTEGRITY REPORT—WITH NO ASSESSMENTS, providing peace of mind for the New Owner! BAY ISLAND is a vibrant community offering RESORT-STYLE AMENITIES, including CABLE, INTERNET, WIFI, TRASH, WATER, SEWER, FLOOD INSURANCE, AND 24-HOUR GUARDED GATE SECURITY. The clubhouse features a BALLROOM AND CATERING KITCHEN, FITNESS CENTERS WITH SAUNAS, ARTS AND CRAFTS STUDIO, LIBRARY, CARD AND GAME ROOMS, BILLIARDS, and SOCIAL AREAS. Outdoor amenities include SIX POOLS AVAILABLE THROUGHOUT THE COMMUNITY, giving residents plenty of options to relax, swim, and enjoy the Florida sunshine, along with TWO SPAS, TENNIS AND PICKLEBALL COURTS, a WATERFRONT WALKING TRAIL, GRILLING STATIONS, a FISHING DOCK, and a MARINA (boat slips sold separately), AND ONLY 1 MILE TO ST PETERSBURG BEACH! Ideally located just minutes from TREASURE ISLAND, ST. PETE BEACH, AND SUNSET BEACH, and close to SHOPPING, DINING, AND MEDICAL FACILITIES, this exceptional penthouse offers both LUXURY AND CONVENIENCE. All information is presumed to be accurate but not guaranteed; buyer and/or buyer’s agent to verify all details, especially regarding COMMUNITY RULES, PET POLICIES, AND LEASING RESTRICTIONS. Don’t miss your opportunity to live in this BREATHTAKING WATERFRONT HOME—schedule your private tour today! START LIVING YOUR RETIREMENT LIFESTYLE NOW, YOUR FUTURE YOU WILL THANK YOU, AND WONDER WHY DID YOU WAIT SO LONG TO DO IT!! Information herein is deemed reliable but not guaranteed. Listing Broker/Agent makes no warranties, express or implied, as to the accuracy of any information (including, without limitation, square footage, room sizes, acreage, boundaries, lot lines, schools, utilities, zoning, or condition). Buyer and Buyer’s Agent are advised to independently verify all facts and measurements through inspections, surveys, and appropriate professionals. Seller and/or Listing Agent have not occupied the property (if applicable), and therefore have limited knowledge of the property’s history and condition; representations, if any, are based on available records and visual observation.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,435

Sqft

1971

Year built

Two

Levels

$263

Per sqft

Water view55+ communityPets allowed

Inside

FlooringCarpet · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Guest · Open
ExteriorBalcony · Lighting · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$1,734/mo
Taxes (2024)$3,184/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Park · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,853 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2024 actual bill$265
Condo fee — from the listing$1,734
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$5,853/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$265
HOA / condo fee$1,734
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BAY ISLAND GROUP 1

$263 vs $272

Days on market

392 vs 59 typical

Where $263/sqft sits among the 9 homes for sale in BAY ISLAND GROUP 1

1
2
1
0 · this home
2
3
$161–187$187–214$214–240$240–266$266–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Pasadena

Map of 7400 SUN ISLAND DRIVE S UNIT 802

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know South Pasadena. See the full South Pasadena guide →

SOUTH PASADENA 33707 — neighborhood snapshot

Population

24,456

Median age

59.8

Median income

$68,560

Median home value

$344,600

Avg household

1.88

Households w/ children

1,331

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The South Pasadena market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$338K$340K

South Pasadena median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

6 of 9

BAY ISLAND GROUP 1 have cut their price

Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 110% above the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →

Paper trail

This home's history

Jul 14, 2025Listed at $640,000 · 392 days on market since
1971Built · BAY ISLAND GROUP 1

Reality check

What actually sold near 7400 SUN ISLAND DRIVE S UNIT 802

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7400 SUN ISLAND DRIVE S UNIT 311Sold · Apr ’26

$215,000

7400 SUN ISLAND DRIVE S UNIT 311 · same community

2 bd · 2 ba · 1,300 sqft · $165/sqft · 141 DOM

7400 SUN ISLAND DRIVE S UNIT 810Sold · Apr ’26

$270,000

7400 SUN ISLAND DRIVE S UNIT 810 · same community

2 bd · 2 ba · 1,230 sqft · $220/sqft · 23 DOM

7400 SUN ISLAND DRIVE S UNIT 105Sold · May ’26

$231,000

7400 SUN ISLAND DRIVE S UNIT 105 · same community

2 bd · 2 ba · 1,230 sqft · $188/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7400 SUN ISLAND DRIVE S UNIT 802 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7400 SUN ISLAND DRIVE S UNIT 802 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7400 SUN ISLAND DRIVE S UNIT 802 FAQs

What would the monthly payment be for 7400 SUN ISLAND DRIVE S UNIT 802?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,853/mo — principal and interest, the actual property-tax bill, the $1,734/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7400 SUN ISLAND DRIVE S UNIT 802?+

The association fee works out to $1,734 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7400 SUN ISLAND DRIVE S UNIT 802?+

The most recent tax bill on record (2024) was $3,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7400 SUN ISLAND DRIVE S UNIT 802?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in South Pasadena?+

At $640,000, this home is listed about 151% above the South Pasadena median of $254,937. The market section on this page shows how the area is trending.

Which schools are assigned to 7400 SUN ISLAND DRIVE S UNIT 802?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$640,000 runs 110% above the SOUTH PASADENA 33707 median — but at 2,435 sqft it's also nearly twice the size of the typical South Pasadena listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,734/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

392 days on market against a South Pasadena median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Austin James Rankin. MLS #TB8392932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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