5260 S STETSON POINT DRIVE, HOMOSASSA, FL, 34448
Active428 days on marketListed Jun 4, 2025MLS #TB8392158
About this home
5260 S STETSON POINT DRIVE
A RARE OPPORTUNITY with SUPERIOR ELEVATION to own a slice of paradise with a custom built, one of a kind home offering breathtaking views and serenity on the beautiful Homosassa River! This stunning 3,913 sq ft waterfront mansion features 87 feet of water frontage with direct river access, a 12,000 lb boat lift, and a private composite dock- perfect for boating, relaxing, or soaking up the Florida sun. This home has a SUPERIOR ELEVATION sitting high and dry and never has been flooded or was affected by any storm or hurricane. The heated Pebble Tec pool and spa, outdoor wet bar, and gazebo create your own backyard oasis surrounded by lush tropical landscaping, an open composite deck, and brick walkways and patios. Inside, soaring ceilings and quadruple sliders set a dramatic tone, framing breathtaking water views and blending indoor-outdoor living. The open floor plan includes a cozy fireplace, wet bar, entertainer’s kitchen with granite counters and island cooktop, plus a spacious great room and elegant dining area. The first-floor primary suite is a serene escape with dual walk-ins, a garden tub, and a walk-in shower. A second primary suite upstairs joins two more bedrooms, a stylish Jack-and-Jill bath, and a versatile loft. No carpet, high-end finishes, and thoughtful design throughout. This is more than a home- it’s a riverfront destination designed for effortless elegance and unforgettable memories. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,913
Sqft
0.32 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$433
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,752 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,752/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIVERHAVEN VILLAGE
$433 vs $277
Days on market
428 vs 54 typical
Where $433/sqft sits among the 15 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
9 of 15
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 629% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5260 S STETSON POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$890,000
5173 S RUNNING BROOK DRIVE · same community
4 bd · 2.5 ba · 3,504 sqft · $254/sqft · 12 DOM
Sold · Jun ’26$545,000
5135 S RUNNING BROOK DRIVE · same community
3 bd · 2 ba · 2,646 sqft · $206/sqft · 323 DOM
Sold · Jul ’26$590,000
11857 W RIVERHAVEN DRIVE · same community
3 bd · 2 ba · 2,619 sqft · $225/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5260 S STETSON POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5260 S STETSON POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5260 S STETSON POINT DRIVE FAQs
What would the monthly payment be for 5260 S STETSON POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,752/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5260 S STETSON POINT DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5260 S STETSON POINT DRIVE?+
The most recent tax bill on record (2024) was $9,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5260 S STETSON POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $1,695,000, this home is listed about 384% above the Homosassa median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5260 S STETSON POINT DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,695,000 runs 629% above the HOMOSASSA 34448 median — but at 3,913 sqft it's also nearly twice the size of the typical Homosassa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
428 days on market against a Homosassa median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,950,000, now $1,695,000 — a $255K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Sonny Glover. MLS #TB8392158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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