19925 GULF BOULEVARD UNIT 407, INDIAN SHORES, FL, 33785
Active424 days on marketListed Jun 9, 2025MLS #TB8390945
About this home
19925 GULF BOULEVARD UNIT 407
Here is a great opportunity to own a beach getaway while producing income or to live the beach life. Water View, a quiet beachfront condominium complex of 35 units, has the highly sought-after weekly zoning designation, making this a superb investment or 1031 tax exchange. Walking distance to many restaurants, and a quick drive to grocery stores and other amenities makes this a fabulous location. With elevator access, this 4th-floor condo is unique as only five units in the complex have this spacious open floor plan and no shared walls. The unit itself is a true split plan with two separate master ensuites each having its own bathroom and private balcony. The bedrooms are separated by the Great Room, which overlooks the pool and also has access to each balcony and kitchen, making this 1,125 sq. ft. of living space feel open, airy, bright, and spacious. The nicely updated kitchen area features a granite breakfast bar, dining area, and laundry room. The main ensuite offers a king-size bed, TV, and convenient closet organizers for long and short-term stays. The secondary ensuite sleeps 4 offering a queen bed along with bunk beds, TV, and also convenient closet organizers. Enjoy the intracoastal water views from your private balcony or spend time on the Gulf beach which is just steps away via the private deeded beach access. Enjoy the heated pool and hot tub. Catch some fish from the private Intracoastal pier and cook them up on the poolside grill. Bathrooms are convenient at the atrium on the ground level, 1 assigned parking space with available guest parking. With this smaller complex no need to worry about an overcrowded pool. The building will be undergoing spectacular renovation, and its outcome will be beautiful epoxy-coated hallways and balconies, and new stairs leading to all floors amongst other upgrades immensely increasing the value of your purchase. Whether you live here full-time, use it as a seasonal getaway, or as an income property, you’ll enjoy this location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
1.06 ac
Lot size
1983
Year built
One
Levels
$553
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,345 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,345/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.5%
$/sqft vs Indian Shores actives
$553 vs $571
Days on market
424 vs 89 typical
Where $553/sqft sits among the 88 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 88
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19925 GULF BOULEVARD UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$505,000
19925 GULF BOULEVARD UNIT 105 · same community
2 bd · 2 ba · 1,125 sqft · $449/sqft · 274 DOM
Sold · Jul ’26$490,000
19925 GULF BOULEVARD UNIT 503 · same community
2 bd · 2 ba · 1,475 sqft · $332/sqft · 276 DOM
Sold · Jun ’26$675,000
19450 GULF BOULEVARD UNIT 205
2 bd · 2 ba · 1,060 sqft · $637/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19925 GULF BOULEVARD UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19925 GULF BOULEVARD UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19925 GULF BOULEVARD UNIT 407 FAQs
What would the monthly payment be for 19925 GULF BOULEVARD UNIT 407?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,345/mo — principal and interest, the actual property-tax bill, the $1,028/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19925 GULF BOULEVARD UNIT 407?+
The association fee works out to $1,028 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19925 GULF BOULEVARD UNIT 407?+
The most recent tax bill on record (2024) was $6,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19925 GULF BOULEVARD UNIT 407?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $619,900, this home is listed about 9% below the Indian Shores median of $679,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19925 GULF BOULEVARD UNIT 407?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN SHORES 33785 market on paper
$619,900 is 14% below the INDIAN SHORES 33785 median of $725,000, and at $553/sqft it sits under the Indian Shores average of $684.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,028/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
424 days on market against a Indian Shores median of 89 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Joe Nix. MLS #TB8390945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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