David Ramirez
$1,029,0003 bd3 ba2,115 sqft$487 /sqft$6,592 /mo all-in ↓

6532 SIMONE SHORES CIRCLE, APOLLO BEACH, FL, 33572

Active420 days on marketListed May 29, 2025MLS #TB8390546

New constructionWaterfrontPrivate poolSingle Family ResidenceHEMINGWAY ESTATES PH 1-A

Come see it

Upcoming open houses

Mon, Jul 27

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

Fri, Jul 31

10:00 AM – 3:00 PM

Hosted By Vick White-Please meet agent at the sales center- 6536 Simone Shores to access all homes

About this home

6532 SIMONE SHORES CIRCLE

6532 Simone Shores Circle | The Marlin Floorplan 3 Beds | 3 Baths | Saltwater Pool, Spa & Dock with 10K Lift | 2-Car Garage | Direct Bay Access | 12 ft Elevation Waterfront living with direct access to Tampa Bay—this brand-new Apollo Beach pool home features a private dock with 10,000 lb lift, a heated saltwater pool and spa, and no build time required. Located in the small custom-home community of Hemingway Estates, this single-story, solar-powered home offers smart technology, high-end finishes, and strong, energy-efficient construction. Inside, the home welcomes you with smooth-finish walls, soaring ceilings, and a wide-open layout. The Great Room includes a mounted TV and electric fireplace, and the triple sliding glass doors lead straight out to the pool and canal. The kitchen includes quartz countertops, an island with waterfall edges, a built-in oven, gas cooktop with pot filler, wine fridge, and custom cabinetry with European pull-down and organizational shelving. The dining area brings in natural light and waterfront views. A private home office with barn doors and a full bath gives you the option for a guest suite, work-from-home space, or flex room. The home follows a true split-bedroom layout. Both secondary bedrooms include tray ceilings and custom closets. The primary suite is located at the rear of the home with views of the pool and water. The en suite bath includes dual vanities, a jetted soaking tub, and a floor-to-ceiling tiled walk-in shower with multiple showerheads and customizable pressure and lighting settings. This home was built for strength and energy savings, featuring full block construction, a stem wall foundation, solar tile roof with battery backup, hurricane-rated windows and doors, fire-resistant interior doors, Icynene spray foam insulation, and a hardwired security system with fingerprint and faceprint entry. Smart home features allow you to control the pool, lighting, thermostat, security, and garage right from your phone or mounted iPads. Custom lighting accents, built-in surround sound inside and out, automatic heated bidet toilets, and seamless hardware finish out the upgrades. Outdoors, the saltwater pool and spa are ready for year-round enjoyment. The private dock and lift sit behind a brand-new seawall. The two-car garage features multi-layer epoxy flooring and insulated hurricane-rated garage doors. Exterior soffit lighting is customizable—no need to hang holiday lights. Lawn care, landscaping, irrigation maintenance, and annual stormwater drain cleaning are included in the small monthly HOA. Located near schools, shopping, and major highways, 6532 Simone Shores offers modern living in a waterfront community.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,115

Sqft

0.25 ac

Lot size

2

Garage

2025

Year built

One

Levels

$487

Per sqft

Private poolWaterfrontFireplacePark/Greenbelt & Trees/Woods & Water view

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther · Tile
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewPark/Greenbelt · Trees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$265/mo
Taxes (2024)$2,738/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,592 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,552
PMI (est., until 20% equity)$386
Property tax — 2024 actual bill$228
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,900
Interest rate6.00%
Loan term

Estimated payment

$6,592/mo

Principal & interest$5,552
PMI (est., until 20% equity)$386
Property taxes (actual bill)$228
HOA / condo fee$265
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$524KedgeAI estimate $668,363 · range $546K$974K$1.1M

vs edgeAI estimate

+54%

$/sqft vs HEMINGWAY ESTATES PH 1-A

$487 vs $438

Days on market

420 vs 56 typical

Where $487/sqft sits among the 8 homes for sale in HEMINGWAY ESTATES PH 1-A

1
1
1
3
0 · this home
2
$348–378$378–408$408–438$438–467$467–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6532 SIMONE SHORES CIRCLE

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

7 of 8

HEMINGWAY ESTATES PH 1-A have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 128% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

May 29, 2025Listed at $1,029,000 · 420 days on market since
2025Built · HEMINGWAY ESTATES PH 1-A

Reality check

What actually sold near 6532 SIMONE SHORES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6534 SIMONE SHORES CIRCLESold · Dec ’25

$1,035,000

6534 SIMONE SHORES CIRCLE · same community

4 bd · 3 ba · 2,139 sqft · $484/sqft · 123 DOM

6573 SIMONE SHORES CIRCLESold · Mar ’26

$300,000

6573 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,641 sqft · $114/sqft · 38 DOM

6539 SIMONE SHORES CIRCLESold · Nov ’25

$419,400

6539 SIMONE SHORES CIRCLE · same community

4 bd · 3.5 ba · 2,660 sqft · $158/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6532 SIMONE SHORES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6532 SIMONE SHORES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6532 SIMONE SHORES CIRCLE FAQs

What would the monthly payment be for 6532 SIMONE SHORES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,592/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6532 SIMONE SHORES CIRCLE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6532 SIMONE SHORES CIRCLE?+

The most recent tax bill on record (2024) was $2,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6532 SIMONE SHORES CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,029,000, this home is listed about 110% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6532 SIMONE SHORES CIRCLE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,029,000 runs 128% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

420 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8390546.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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