16227 CAPE CORAL DRIVE, WIMAUMA, FL, 33598
Active437 days on marketListed May 22, 2025MLS #TB8389033
About this home
16227 CAPE CORAL DRIVE
This 4-bedroom, 3-bath corner lot property offers breathtaking lake views not just from your backyard, but also from across the street, creating a serene backdrop from every angle. Step into high ceilings, plantation shutters, and granite countertops, new carpet in the master bedroom, all complemented by new appliances, a new water heater, and a whole-home water filtration system. Enjoy gatherings in the formal dining room, breakfast nook area or unwind in your fully screened-in back lanai with pavers, ideal for peaceful outdoor living. With added features like gutters and resort-style amenities exclusive to this 55+ gated community, this home delivers both comfort and class. This sought-after community has an amazing 40,000 square feet clubhouse offering entertainment shows, dances, over 100 Clubs, a 5,000SF 24/7 State-of-the Heart Fitness Center, Beach entry Resort-style pool, 5 Lane-Lap pool, Resistance pool, Spa, Saunas, 2 Multi-Purpose Fitness Rooms hosting a variety of Classes with certified fitness instructors, Games Rooms, 7 Pickleball courts, 6 USTA Har-Tu Clay Tennis courts, Bocce, Shuffleboard, Basketball Half-Court, Softball Field, RV & Boat Storage, Garden plots, Dog Park a venerated Memorial Honor Circle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,419
Sqft
0.16 ac
Lot size
2
Garage
2013
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Wimauma actives
$167 vs $184
Days on market
437 vs 44 typical
Where $167/sqft sits among the 273 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
140 of 273
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16227 CAPE CORAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
5005 CRYSTAL BEACH DRIVE · same community
3 bd · 3 ba · 2,420 sqft · $186/sqft · 9 DOM
Sold · May ’26$380,000
16113 CAPE CORAL DRIVE · same community
4 bd · 3 ba · 2,467 sqft · $154/sqft · 172 DOM
Sold · Jun ’26$415,000
16239 CAPE CORAL DRIVE · same community
3 bd · 2 ba · 2,049 sqft · $203/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16227 CAPE CORAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16227 CAPE CORAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16227 CAPE CORAL DRIVE FAQs
What would the monthly payment be for 16227 CAPE CORAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $549/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16227 CAPE CORAL DRIVE?+
The association fee works out to $549 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16227 CAPE CORAL DRIVE?+
The most recent tax bill on record (2024) was $8,659. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16227 CAPE CORAL DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $405,000, this home is listed about 9% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $549/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
437 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,700, now $405,000 — a $95K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Laura Meza. MLS #TB8389033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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