David Ramirez
$3,500,000$4,000,000$20,926 /mo all-in ↓

14435 CURLEY ROAD, DADE CITY, FL, 33525

Active408 days on marketListed Jun 19, 2025MLS #TB8388986

Reduced $500K

About this home

14435 CURLEY ROAD

Curley Road Ranch spans approximately 115.9 acres in Dade City, offering a mix of rolling pasture and wooded areas. It consists of approximately 60 acres of woods, 45 acres of pasture, and the balance in ponds and improvements. This composition allows for both agricultural and recreational uses. The property is zoned AC (Agricultural), allowing for one unit per 10 acres, with a future land use of AG/R (Agricultural/Rural), which allows for one unit per 5 acres. There are two wells on site. Improvements on the property include two houses: a 2,100 square foot house built in 2016, and a 2,508 square foot house built in 1925, along with four barns and four swine houses. Whether for agricultural use, rural living, or ranch operations, Curley Road Ranch presents an opportunity in a scenic and growing area. The property includes multiple addresses (14409, 14435, and 14451) on Curley Road in Dade City (Pasco County). The site is situated near shopping, medical, and schools, with access to I-75 located approximately three and a half miles away and State Road 52 about two miles away. Due to its proximity to major roadways, the site offers convenient access to nearby cities, including downtown Dade City (10 minutes), Saint Leo University (10 minutes), Wesley Chapel (20 minutes), Zephyrhills (30 minutes), Tampa (40 minutes), and Tampa International Airport (45 minutes).

Facts & features

The home at a glance

115.9 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2024)$6,814/yr

Utilities & systems

UtilitiesPrivate
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$20,926 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2024 actual bill$568
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$20,926/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$568
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dade City

Map of 14435 CURLEY ROAD

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★
MiddlePasco Middle School★★★★
ElementarySan Antonio Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 826% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,500,000 $500K
Jun 19, 2025Listed at $4,000,000 · 408 days on market since

Reality check

What actually sold near 14435 CURLEY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13216 CURLEY ROADSold · Jun ’26

$225,000

13216 CURLEY ROAD

2 bd · 1 ba · 760 sqft · $296/sqft · 78 DOM

14567 PENNY LANESold · Mar ’26

$389,000

14567 PENNY LANE

3 bd · 2 ba · 1,262 sqft · $308/sqft · 1 DOM

32753 HIDEAWAY LANESold · Sep ’25

$325,000

32753 HIDEAWAY LANE

3 bd · 2 ba · 1,553 sqft · $209/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14435 CURLEY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14435 CURLEY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14435 CURLEY ROAD FAQs

What would the monthly payment be for 14435 CURLEY ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14435 CURLEY ROAD?+

The most recent tax bill on record (2024) was $6,814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dade City?+

At $3,500,000, this home is listed about 798% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14435 CURLEY ROAD?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,500,000 runs 826% above the DADE CITY 33525 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

408 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $4,000,000, now $3,500,000 — a $500K cut. The full history is in the market section below.

Listing courtesy of ESHENBAUGH LAND COMPANY · James Strahan. MLS #TB8388986.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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