580 BAY ESPLANADE, CLEARWATER BEACH, FL, 33767
Active429 days on marketListed May 21, 2025MLS #TB8388512
About this home
580 BAY ESPLANADE
Needs total renovation or could be excellent development site. Across the street from the public access of the intercoastal. Property has waterview. 4 units could possibly be 5. Pool and spa. Owner would possible conside financing. Walt to beach. Public tennis courts. Price is firm
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,147 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,147/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 260% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 580 BAY ESPLANADE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
445 S GULFVIEW BOULEVARD UNIT 113
1 bd · 1 ba · 366 sqft · $847/sqft · 126 DOM
Sold · Apr ’26$322,000
445 S GULFVIEW BOULEVARD UNIT 412
1 bd · 1 ba · 369 sqft · $873/sqft · 135 DOM
Sold · Jan ’26$310,000
445 S GULFVIEW BOULEVARD UNIT 322
1 bd · 1 ba · 384 sqft · $807/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 580 BAY ESPLANADE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 580 BAY ESPLANADE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
580 BAY ESPLANADE FAQs
What would the monthly payment be for 580 BAY ESPLANADE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,147/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 580 BAY ESPLANADE?+
The most recent tax bill on record (2024) was $5,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $2,000,000, this home is listed about 147% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 580 BAY ESPLANADE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,000,000 runs 260% above the CLEARWATER BEACH 33767 median.
02Time on market is leverage
429 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,100,000, now $2,000,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIEWPOINT REALTY INTERNATIONAL · Georgette Gillis. MLS #TB8388512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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